Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Raiffeisen Bank BiH iKes review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Raiffeisen Bank BiH iKes is a debit card from a bank in Bosnia and Herzegovina, with a monthly fee of BAM 0 and a travel focus. It suits everyday spenders and travellers who want plain bank support on email, chat and phone, and offers little for readers shopping for crypto features on a card.

Key facts

Best for
Everyday spending in BA on a debit card with a monthly fee of BAM 0.
Monthly fee
BAM 0↗
Card type
Debit↗
Card network
Visa↗
Legal entity
Raiffeisen BANK d.d. Bosna i Hercegovina↗
Headquarters
Bosnia and Herzegovina↗
Founded
1992↗
Support channels
Email, Chat, Phone↗
Features
Travel
Official website
raiffeisenbank.ba

Facts checked September 26, 2026, 5 sources

Pros and cons

Pros

  • Monthly fee of BAM 0 on the account, so the card costs nothing to hold.
  • Runs on visa, the network used by 57.4% of the crypto cards in this comparison.
  • Debit cards are the most common type here at 73.4%, so debit spending is the well trodden path.
  • Support runs on email, chat and phone, covering the main routes readers expect.

Cons

  • The card is debit, so it spends a bank balance and carries no crypto balance of its own.
  • Only visa is listed as the network, with no other option given.
  • The use cases listed are travel, with no crypto spending feature named.
Raiffeisen Bank BiH iKes

Ready to try Raiffeisen Bank BiH iKes?

Scored 9.5 / 10 by HodlCue.

See alternatives

Who it suits

  • Anyone in BA who wants a debit card and pays a monthly fee of BAM 0.
  • Travellers, since the card is listed for travel and runs on visa.
  • People who want bank support on email, chat and phone.

Who should look elsewhere

  • Bitpanda, if the card needs to sit alongside crypto balances rather than a debit card drawn on a bank account in Bosnia and Herzegovina.
  • Wise, if price is the deciding factor: the monthly fee is £0, the same BAM 0 charged here, so the market is what separates the two.

The company behind it

The card comes from Raiffeisen BANK d.d. Bosna i Hercegovina, a bank based in Bosnia and Herzegovina that has been operating since 1992. That history matters for a card at the centre of daily spending: the money sits with a long standing retail bank rather than a new entrant. Anyone with a question about the account can reach the bank on email, chat and phone.

How Raiffeisen Bank BiH iKes compares

Where Raiffeisen Bank BiH iKes is available

Available
Bosnia and Herzegovina

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does the card cost each month?+

The monthly fee is BAM 0 on the account the card comes with, so there is no recurring card charge to budget for. Across the site the median monthly fee is €0, and the highest is €99.

Is this a debit, prepaid or virtual card?+

It is a debit card, and debit is the most common type in this comparison at 73.4%, with prepaid and virtual cards making up the rest. Spending draws on the balance in the linked bank account, so the card does not hold a balance of its own.

Which network does the card run on?+

The card runs on visa, and that network is used by 57.4% of the crypto cards in this comparison. Acceptance away from home follows the network rather than the bank, which matters for anyone paying in several currencies.

What is the card designed for?+

The listed use case is travel, and the card type is debit. That makes it a bank card for spending while away from home, aimed at ordinary purchases rather than anything crypto related. The feature list names travel and nothing else.

How do I reach customer support?+

Support runs on email, chat and phone. On this site a help centre is the most common support channel at 79.6%, followed by email at 60.9% and phone at 44.7%, so the bank covers the main routes readers expect.

Who issues the card and where is that bank based?+

The card is issued by Raiffeisen BANK d.d. Bosna i Hercegovina, a bank based in Bosnia and Herzegovina that has been trading since 1992. That makes it a bank product rather than a standalone fintech card, and the money in the account sits with the bank named here.

Where does the money spent with the card come from?+

Spending comes from the balance in the linked bank account, because the card is debit. The account is kept by Raiffeisen BANK d.d. Bosna i Hercegovina in Bosnia and Herzegovina, so funds sit with that bank while the card itself adds no stored value.

How does the fee compare with Monzo Flex, Wise and Bitpanda?+

The monthly fee here is BAM 0. Monzo Flex lists £0, Wise lists £0 and Bitpanda lists €0, so cost is not the deciding factor and the market each card serves is. Read the account terms, currency and support routes side by side instead.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Raiffeisen Bank BiH iKes

Raiffeisen Bank BiH iKes

Everyday spending in BA on a debit card with a monthly fee of BAM 0.

9.5/10See alternatives