Radiant Capital review
Updated September 29, 2026 · HodlCue Editorial Team · Facts checked September 29, 2026
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Our verdict
Radiant Capital suits self custody users who want to keep control of keys while using staking features through a decentralised venue. Its yield of 0% alongside custody as non custodial and lockup terms of 90-day vesting will suit patient holders rather than income chasers.
Pros and cons
Pros
- Non custodial design with custody listed as non custodial and tools noted as self custody and staking
- Focused asset list of USDC, USDT and sDAI across stable and staking tokens with coverage of 8
- Vesting structure through 90-day vesting that suits disciplined staking plans
Cons
- Yield of 0% sits below 10.25% and below 0.1% to 21% for income focus
- Support runs on email, help centre and community only
- Lockup terms of 90-day vesting limit quick access to rewards
Ready to try Radiant Capital?
Who it suits
- Self custody holders who prefer Radiant Capital over Crypto.com Earn for key control via non custodial
- Staking users who accept 90-day vesting and prefer Radiant Capital to Kraken for contract based access
- Stablecoin holders using USDC, USDT and sDAI who prefer Radiant Capital to F2Pool for token choice
Who should look elsewhere
- Income seekers chasing higher payouts may prefer Kraken with yield of 0.1% to 21% over yield of 0%
- Users wanting broad coin coverage may prefer Crypto.com Earn over a list of 8
How Radiant Capital compares
Kraken lists yield of 0.1% to 21% for stakers seeking variable payouts versus yield of 0% at Radiant Capital
Where Radiant Capital is available
- Available
- Everywhere except Bangladesh, Burundi, Bolivia, Belarus, Democratic Republic of the Congo, Côte d'Ivoire, Cuba, Algeria, Ecuador, Iraq, Iran, North Korea, Liberia, Libya, Morocco, Mali, Myanmar, Nepal, Russia, Sudan, Somalia, Syria, Venezuela, Yemen, Zimbabwe
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What yield does Radiant Capital offer?+
Radiant Capital lists a yield of 0%, which sits below typical earn levels shown by 10.25% across the site. Payouts relate to staking activity and vesting rules rather than a fixed savings rate. Check live terms before committing funds, as market rewards can shift.
What does non custodial mean for funds on Radiant Capital?+
Custody is listed as non custodial, so users retain keys and interact through features noted as self custody and staking. The legal entity behind terms is Supernova Holdings, Ltd. This structure reduces custodian risk but leaves users responsible for wallet safety, approvals and transaction review before signing.
Are funds locked when staking?+
Yes, lockup terms are shown as 90-day vesting, which affects when staking rewards become accessible. Users should plan around vesting rather than expecting instant unstaking. This suits holders with a longer horizon, while those needing flexible access may prefer alternatives such as Kraken with different earn terms.
Which assets are supported?+
Supported assets are listed as USDC, USDT and sDAI, with coverage of 8 across stablecoins and liquid staking tokens. The focus stays narrow compared with broad exchange lists reflected in 330. Users seeking wider choice may look at Crypto.com Earn alongside Radiant Capital for comparison.
What are the withdrawal costs?+
Withdrawals incur gas fees, meaning network charges apply when moving funds or claiming rewards. Costs vary with chain activity and wallet settings rather than a fixed schedule. Users should review estimates before confirming, since congestion can change the amount paid to validators.
How can users get help?+
Support runs through email, help centre and community, covering written help plus community routes. Users seeking voice help will rely on email, help centre and community only, without phone or live chat paths listed. Users who prefer guided help may compare F2Pool or Kraken support options before choosing.
Is Radiant Capital a centralised exchange?+
Radiant Capital is classed as dex, so trading and staking happen through smart contracts rather than a central order book. Derivatives are noted as unavailable, which limits hedging tools. This setup suits spot holders who value direct custody over margin style products.
Sources
- docs.radiant.capital/radiant/other-info/frequently-asked-... checked September 29, 2026
Backs: Lock-up terms
“RDNT emissions from lending and borrowing must undergo a 90-day vesting process”
- docs.radiant.capital/radiant/other-info/terms-of-service checked September 29, 2026
Backs: Custody, Exchange type, Features, Legal entity, Support channels, Withdrawal fee
“fully decentralized, non-custodial, community-governed lending protocol”
- docs.radiant.capital/radiant/project-info/markets checked September 29, 2026
Backs: Derivatives
“Seamless lending and borrowing across chains”
- radiant.capital checked September 29, 2026
Backs: Supported assets, Coins listed, Yield
“USDC0% USDT0% sDAI0% ETH0% wstETH0% rETH0%”
Compiled from 4 source pages, checked September 29, 2026. We did not open an account.
Radiant Capital
Self custody staking with vesting terms