QMoney review

Updated October 14, 2026 · HodlCue Editorial Team

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Our verdict

QMoney users can access the USSD menu with *323# and transfer from a linked bank by selecting the bank, account nickname and amount, then confirming with their PIN.

Key facts

Best for
Gambia QMoney users funding a wallet from a linked bank or an authorized agent.
Card type
Virtual↗
Card network
Local↗
Legal entity
QCell Gambia Ltd↗
Headquarters
Gambia↗
Founded
2016↗
Features
Multi-currency, Virtual card
Official website
qmoney.gm

Facts checked September 26, 2026, 2 sources

Apps and profiles

Get the app
Google Play

Pros

Pros

  • QMoney users can access the USSD menu with *323# and transfer from a linked bank by selecting the bank, account nickname and amount, then confirming with their PIN.
  • Cash funding is available through an authorized agent; customers provide photo ID and cash, confirm the agent has sufficient e-money and receive an SMS receipt.
QMoney

Ready to try QMoney?

Who it suits

  • Gambia QMoney users funding a wallet from a linked bank or an authorized agent.

Everyday

QMoney users can access the USSD menu with *323# and transfer from a linked bank by selecting the bank, account nickname and amount, then confirming with their PIN. Cash funding is available through an authorized agent; customers provide photo ID and cash, confirm the agent has sufficient e-money and receive an SMS receipt.

Where QMoney is available

Available
Gambia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates QMoney?+

QMoney is operated by QCell Gambia Ltd. (Source, checked September 26, 2026)

Where is QMoney based?+

QMoney is based in Gambia. (Source, checked September 26, 2026)

When was QMoney founded?+

QMoney was founded in 2016. (Source, checked September 26, 2026)

Sources

  • qmoney.gm checked September 26, 2026

    Backs: Card type, Features, Card network

    “a mobile wallet that allows people to manage everyday payments from their phones”

  • qmoney.gm/about checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “Founded in 2016”

Compiled from 2 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

QMoney

QMoney

Gambia QMoney users funding a wallet from a linked bank or an authorized agent.

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