Qi Card review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
Qi Card balances direct debit spending against the need to hold funds in different currencies. It is a debit card on a widely accepted network with multi-currency function that serves customers who prefer debit payments for daily and travel use in varied places.
Key facts
- Best for
- Multi-currency debit card for daily spending
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- International Smart Card (ISC)↗
- Headquarters
- Iraq↗
- Founded
- 2007↗
- Support channels
- Email, Phone↗
- Features
- Multi-currency
- Official website
- qi.iq
Facts checked September 26, 2026, 2 sources
Apps and profiles
Pros
Pros
- Provides debit payments through a widely accepted network for daily spending
- Supports holdings in several currencies linked to a single debit card
- Draws on cleared funds for controlled everyday payments
Who it suits
- People preferring debit payments for daily spending
- Travellers handling spending in varied currencies
How Qi Card compares
Where Qi Card is available
- Available
- Iraq
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Qi Card?+
Qi Card is a debit card for everyday payments through a widely accepted network. It draws on cleared funds and supports holdings in several currencies. Customers use it for routine spending at home and while travelling.
Who is Qi Card for?+
Qi Card serves customers who prefer debit payments over credit. It fits travellers and people paying in varied currencies. Customers who want multi-currency holdings on one debit card find its structure clear.
How does currency handling work with Qi Card?+
The card connects debit transactions to balances held in different currencies. Customers keep funds in the relevant currency before spending. The network routes each payment and deducts the amount from the selected balance.
Which company operates Qi Card?+
Qi Card is operated by International Smart Card (ISC). (Source, checked September 26, 2026)
Where is Qi Card based?+
Qi Card is based in Iraq. (Source, checked September 26, 2026)
When was Qi Card founded?+
Qi Card was founded in 2007. (Source, checked September 26, 2026)
How can I contact Qi Card support?+
Qi Card offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Qi_Card checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Founding Year: 2007”
- ifntn.com/en/article/qi-card-in-iraq-a-complete-guide-to-... checked September 26, 2026
Backs: Features
“Travel Card supports foreign currencies”
- qi.iq checked September 26, 2026
Backs: Card type, Card network, Support channels
“Debit cards: Qi MasterCard (Rafidain Bank), Visa Qi Card”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.