Purpl review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Purpl suits anyone who wants a virtual virtual card for everyday spending without a standing charge. It takes a monthly fee of $0, puts first on that measure at 1 of 379, and keeps the setup simple. The trade-off is that cash withdrawals are not part of the deal.
Key facts
- Best for
- Free everyday card spending with no monthly charge.
- Monthly fee
- $0↗
- Free ATM withdrawals
- $0↗
- Card type
- Virtual↗
- Card network
- Visa↗
- Support channels
- Chat↗
- Features
- Virtual card
- Official website
- purpl.me
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Monthly fee of $0, the top monthly fee score in our data at 1 of 379
- Free ATM withdrawals of $0 at the point of use
- Runs on the visa network, so it works wherever Visa is accepted
- Card type is virtual, so details stay off your wallet until you need them
Cons
- Free ATM withdrawals sit at $0, so cash carries a charge and the measure ranks 38 of 104
- Support runs on chat only, so there is no other way to reach a person
- The card is virtual, which leaves you without a plastic card for places that ask for one
Who it suits
- People who want a card with no standing monthly charge
- Spenders who rarely take money out at cash machines
- Customers of £0 style free plan banking who want a card alongside it
Who should look elsewhere
- Anyone who regularly withdraws cash, since free ATM withdrawals are $0
- Shoppers who need a physical card in hand, because the card type is virtual
- Customers who want £0 or €0 free plan accounts with a plastic card option
How it compares on our data
On monthly fee, Purpl is strong: its fee of $0 places it at 1 of 379 brands in our data. On free ATM withdrawals, the picture reverses, with $0 in free withdrawals putting it at 38 of 104. The two measures point in opposite directions, so the card suits spender profiles rather than cash users.
How Purpl compares
8.9 vs 9.4
8.9 vs 9.0
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.6
8.9 vs 9.0
8.9 vs 9.1Its monthly fee of €0 also matches, making card type the point of difference against Purpl's virtual.
8.9 vs 8.9
8.9 vs 8.1
8.9 vs 8.2
8.9 vs 9.5
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 8.9- 8.9 vs 8.8
8.9 vs 8.8
8.9 vs 8.6
8.9 vs 8.5
8.9 vs 8.3
Where Purpl is available
- Available
- Lebanon
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Purpl cost each month?+
The monthly fee is $0, with no standing charge on the account. That puts Purpl at 1 of 379 brands in our data on this measure. The card is a virtual card, so there is no plastic version to pay for either.
Can I withdraw cash free with this card?+
Free ATM withdrawals come to $0, so cash machine use is a charge rather than an included allowance. Our data puts it at 38 of 104 on that measure. Spending by card is the cheaper route.
Is the Purpl card physical or virtual?+
The card type is virtual, so it lives in your wallet rather than in your pocket. It is listed as a virtual card alongside a visa card. If a shop asks for a card in hand, this is the gap to check first.
Which network does the card run on?+
The card runs on the visa network, so acceptance follows wherever Visa cards are taken. That matters for the virtual card, since a wallet card is only useful where the network is accepted.
How do I get help from Purpl?+
Support runs on chat, so live chat is the listed route. That is a narrower set of channels than a phone line or email, so plan on chat if the card is blocked or a payment is disputed.
Is Purpl a cheap option compared with other free plan cards?+
The monthly fee of $0 is in line with £0, £0 and €0. Cost therefore sits with the card type, where Purpl is virtual, and with ATM access, which is $0 free.
Sources
- purplwallet.com checked September 26, 2026
Backs: Support channels
“Chat on WhatsApp - available from Monday to Friday”
- purplwallet.com/personal/cards checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“Create as many free virtual cards as you need”
- purplwallet.com/personal/our-fees checked September 26, 2026
Backs: Free ATM withdrawals
“ATM Cash Withdrawals - Banque Libano-Francaise ATMs - Free”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Protection.