Postbank review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Postbank is a plain Mastercard debit card for everyday spending in Bulgaria, charging a monthly fee of €0 and offering help by phone for anyone who wants a call rather than a message. It suits euro spenders who draw on a bank account and want a simple card for everyday purchases.

Key facts

Best for
Everyday euro spending in Bulgaria on a Mastercard debit card with a €0 monthly fee.
Monthly fee
€0↗
Card type
Debit↗
Card network
Mastercard↗
Support channels
Phone↗
Official website
postbank.bg

Facts checked September 26, 2026, 2 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Monthly fee of €0, so there is no recurring charge to budget around.
  • A debit card on the mastercard network, accepted wherever that network is taken.
  • Support runs on phone, so a person answers rather than a ticket queue.
  • Position on the site's monthly fee ranking is 1 of 379 compared brands.

Cons

  • Support runs on phone only, so a phone call is the sole route to help.
  • It is a debit card, so spending depends on a linked bank account rather than a balance held on the card.
Postbank

Ready to try Postbank?

Scored 8.8 / 10 by HodlCue.

Who it suits

  • Euro spenders in Bulgaria who want a Mastercard card with a €0 monthly fee.
  • People who would rather ring the bank than write, since help runs on phone.
  • Customers with a bank account who want a plain debit card for recurring bills.

Who should look elsewhere

  • Wise, if pounds are your currency: its monthly fee of £0 is quoted in pounds, while Postbank's €0 is in euros.
  • Monzo Flex, if you bank in the UK: its monthly fee of £0 is priced in pounds, not euros.
  • The BMW Card von American Express, if you spend in dollars: its monthly fee of $0 is priced in dollars, set in a different currency from Postbank's €0.

How Postbank compares

Frequently asked questions

What is the monthly fee for a Postbank card?+

Postbank sets a monthly fee of €0 for the card. It is a debit card, so that fee is the recurring charge to plan around when budgeting for the account. The median monthly fee across brands listed on the site is €0.

Which card network does the Postbank card run on?+

The card runs on mastercard, as named in its tariff. Because it is a debit card, purchases draw on the linked bank account rather than a balance carried on the card. Network choice mainly decides where the card is accepted at checkout.

How do I reach Postbank support?+

Support runs on phone, so a phone call is the route listed for getting help. Across the crypto cards on the site, phone support appears for 66.4% of brands, so calling is a common channel rather than an unusual one.

Where does Postbank sit on monthly fees?+

Its monthly fee is €0, and its position on the site's monthly fee ranking is 1 among 379 brands compared. The highest monthly fee anywhere in the crypto cards ranking is €148.23.

Who is the Postbank card designed for?+

The card is a debit card on mastercard, built for people who pay bills and shop from a bank account. Help comes by phone, which suits anyone who prefers a call to writing. It suits regular euro spending rather than short term money handling.

How does Postbank compare with Wise on fees?+

Postbank's monthly fee is €0, quoted in euros, while Wise's is quoted as £0 in pounds. Both sit at the same low level, with the site median at €0, so the currency your account is held in tends to decide which one fits.

How does Postbank compare with Monzo Flex?+

Monzo Flex lists a monthly fee of £0 in pounds, while Postbank's €0 is in euros. Both sit at the low end of the site's monthly fee range, whose top is €148.23, so the account you hold decides between them.

Which currencies does the Postbank card suit?+

Its monthly fee of €0 is priced in euros and it runs on mastercard, so it fits accounts and bills held in euros. Readers paying in other currencies may find conversion costs sharper elsewhere, where fees reach 10.5% across the brands listed.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Postbank

Postbank

Everyday euro spending in Bulgaria on a Mastercard debit card with a €0 monthly fee.

8.8/10See alternatives