POST Luxembourg review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
POST Luxembourg runs a Visa debit card for business accounts in Luxembourg, priced at €5 a month on the eboo pack. The conversion fee of 0% helps regular travellers, but the standing charge is what separates it from Monzo Flex, Wise and Bitpanda.
Key facts
- Best for
- A Luxembourg business account that spends abroad and can live with a standing monthly charge.
- Monthly fee
- €5↗
- Currency conversion fee
- 0%↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- POST Luxembourg↗
- Headquarters
- Luxembourg↗
- Founded
- 1992↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- post.lu
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Currency conversion costs 0%, so money spent abroad keeps more of its value.
- A debit card on the visa network, built for multi-currency and travel use.
- Support runs on email, phone and help centre, so help comes by email, phone or the help centre.
Cons
- The eboo pack charges €5 a month, where Monzo Flex, Wise and Bitpanda list £0, £0 and €0.
- The audience is business (business), which leaves a personal shopper without a natural match.
- Based in Luxembourg, the issuer adds a cross-border step for anyone banking in another country.
Who it suits
- Business accounts in Luxembourg that hold and spend in several currencies.
- Companies paying suppliers abroad often enough for the conversion fee to matter.
- Customers who want an issuer established 1992 rather than a new card entrant.
Who should look elsewhere
- Monzo Flex or Wise if a standing charge is the deal breaker, at £0 and £0 monthly.
- Bitpanda for a card priced at €0 monthly.
- Personal users, since the audience here is business.
The company behind it
The card is issued by POST Luxembourg, based in Luxembourg and established 1992. Support runs on email, phone and help centre, covering email, phone and a help centre, so questions about the account or the card reach the same company that issues it. A customer dealing with the balance, the card and a support query stays with the same provider throughout.
How POST Luxembourg compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.2
9.3 vs 9.5
9.3 vs 9.6
9.3 vs 9.0
9.3 vs 9.1Priced at €0 monthly, so the standing charge sits below the eboo pack's €5.
9.3 vs 8.9
9.3 vs 8.1
9.3 vs 8.2
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 8.9- 9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.3
Where POST Luxembourg is available
- Available
- Belgium, France, Germany, Luxembourg
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the card cost each month?+
The eboo pack carries a monthly fee of €5, and that is the charge to weigh. Currency conversion on the same pack costs 0%, so the standing fee is where the cost picture sits.
Is currency conversion free on this card?+
Yes, conversion costs 0% on the eboo pack. For a company paying suppliers in another currency, that removes the usual travel cost from the picture, and the card lists multi-currency and travel features to match.
Who is the account aimed at?+
The stated audience is business (business). The card is built for multi-currency and travel use, which fits companies in Luxembourg that pay abroad and travel often, and leaves a personal shopper looking elsewhere.
Who issues the card?+
The card comes from POST Luxembourg, based in Luxembourg and established 1992. A long operating history matters for a business account, where the balance sits with the same institution that issues the card.
How do I get help?+
Support channels are email, phone and help centre, so email, phone and a help centre are all open routes. Questions about the account, the card or the travel features go to POST Luxembourg, the same company that issues the card.
What kind of card is it?+
It is a debit card on the visa network, so spending draws on the account balance. The multi-currency and travel features are built for use abroad. A business account paying foreign suppliers sits squarely in that use.
How does the monthly fee compare with Monzo Flex, Wise and Bitpanda?+
The eboo pack charges €5 a month. Monzo Flex lists £0, Wise lists £0 and Bitpanda lists €0, so anyone who rarely uses the card pays for a charge the others do not levy.
Do I need a second account for other currencies?+
The card lists multi-currency and travel features, so holding several currencies is part of the design rather than an add-on. Conversion costs 0% and the pack costs €5 a month, which is the trade a business account weighs.
Sources
- post.lu checked September 26, 2026
Backs: Audience
- post.lu/fr/particuliers/finance/les-packs-eboo checked September 26, 2026
Backs: Currency conversion fee, Monthly fee
- post.lu/fr/particuliers/finance/nos-cartes/visa-debit checked September 26, 2026
Backs: Card type, Features, Card network
- post.lu/fr/particuliers/infos-aide/mentions-legales checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Support channels
“Tel : +352 2424-1 ... Courriel : contact.group@post.lu”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Related by the facts
POST Luxembourg
A Luxembourg business account that spends abroad and can live with a standing monthly charge.