Provider comparison
Plutus Card vs RedotPay Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases,…
RedotPay Card lets you spend cryptocurrency at millions of merchants worldwide. It is a custodial card, meani…
Effective rewards
Plutus Card
RedotPay Card
Reward asset
Plutus Card
RedotPay Card
Staking tier
Plutus Card
RedotPay Card
Custody
Plutus Card
RedotPay Card
Annual fee
Plutus Card
RedotPay Card
FX fee
Plutus Card
RedotPay Card
ATM fee
Plutus Card
RedotPay Card
Conversion spread
Plutus Card
RedotPay Card
Network
Plutus Card
RedotPay Card
Apple / Google Pay
Plutus Card
RedotPay Card
Region availability
Plutus Card
RedotPay Card
| Feature | Plutus Card | RedotPay Card |
|---|---|---|
| Effective rewards | 3-9% PLU but only on eligible spend of GBP250-GBP1,000/month by plan; blended effective rate low | 0% cashback (pure spending/off-ramp product) |
| Reward asset | PLU | |
| Staking tier | Paid plan required (Starter GBP6.99 / Everyday GBP9.99 / Premium GBP19.99); optional PLU stake boosts rate/perks | |
| Custody | Custodial | Custodial |
| Annual fee | Subscription-based (see plans) | Virtual $10 / Solana Edition $10 / Physical $100 issuance |
| FX fee | ~2.5% | ~1.2% FX markup |
| ATM fee | Verify (limited free allowance) | Verify |
| Conversion spread | Fund from fiat/crypto; spread on top-up | 1% crypto conversion fee |
| Network | Visa | Visa |
| Apple / Google Pay | Yes | Yes |
| Region availability | UK and EEA | 50-100+ countries; no-KYC virtual tier; high daily limits |
Plutus Card
The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases, combining a prepaid debit card with a self-custodial wallet.
RedotPay Card
RedotPay Card lets you spend cryptocurrency at millions of merchants worldwide. It is a custodial card, meaning the provider holds your funds, so you should understand the security and control trade-offs before signing up.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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