Pixpay FR review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Pixpay FR is a Mastercard debit card built for kids, and the cost side is the trade-off: a monthly fee of €2.99 plus a currency conversion fee of 2%. Parents setting up pocket money get a real card and a simple app. Travellers pay for it.
Key facts
- Best for
- Parents giving kids a first Mastercard debit card for pocket money in France.
- Monthly fee
- €2.99↗
- Currency conversion fee
- 2%↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Headquarters
- France↗
- Founded
- 2019↗
- Support channels
- Chat, Help-centre↗
- Audience
- Kids
- Official website
- pixpay.fr
Facts checked September 26, 2026, 6 sources
Apps and profiles
Pros and cons
Pros
- A debit card on the mastercard network, so kids pay like any other shopper.
- Aimed at kids, with pocket money limits set from the parent side.
- Support runs through chat and help centre, which is enough for quick parent questions.
- A currency conversion fee of 2% sits below the site median of 1%.
Cons
- The monthly fee of €2.99 is charged on a kids card, where the site median is €0.
- Currency conversion costs 2% on every conversion, near the upper end at 2.2%.
- Support runs on chat and help centre only, with no phone line listed.
Who it suits
- Parents of teenagers who want a card rather than cash for pocket money
- Families in France who want a Mastercard debit card with parent-set limits
Who should look elsewhere
- Travellers, who pay 2% in conversion fees
- Anyone wanting a free account, since the fee is €2.99 a month against a site median of €0
- Households wanting phone support, since contact runs through chat and help centre
Where it sits among rivals
Cost is where Pixpay FR sits furthest down the table. Its monthly fee of €2.99 places it at 332 out of 379 brands ranked on that measure, against a site median of €0. Currency conversion is closer to the field at 151 of 237, with a fee of 2%. Debit, not prepaid, is the more common card type here, at 73.4%.
Who runs it
Pixpay FR is a French challenger bank, headquartered in France and founded in 2019, with cards issued on the mastercard network. The account is aimed at kids, and the audience most like it across the site is kids at 37.8%. Support runs through chat and help centre, which matches how help centres appear across the site at 79.6%. No regulator is listed for this brand.
How Pixpay FR compares
8.5 vs 9.4
8.5 vs 9.0
8.5 vs 8.2
8.5 vs 9.5
8.5 vs 9.6
8.5 vs 9.0
8.5 vs 9.1Its monthly fee of €0 is also lower, and it pairs card spending with buying digital assets rather than a plain debit card.
8.5 vs 8.9
8.5 vs 8.1
8.5 vs 8.2
8.5 vs 9.5
8.5 vs 9.4
8.5 vs 9.2
8.5 vs 9.1
8.5 vs 9.0
8.5 vs 8.9- 8.5 vs 8.8
8.5 vs 8.8
8.5 vs 8.6
8.5 vs 8.5
8.5 vs 8.3
Where Pixpay FR is available
- Available
- France, Spain
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a Pixpay FR account cost each month?+
A Pixpay FR account charges a monthly fee of €2.99. That is above the site median of €0, which is why the brand ranks at 332 out of 379 brands on monthly fees. The card is aimed at kids, so the fee buys a parent-run pocket money account rather than a full banking suite.
What does it cost to convert currency?+
The currency conversion fee is 2%. The site median is 1% and the upper quartile is 2.2%, so Pixpay FR sits above the typical brand and near the dearer end. That is why it ranks at 151 of 237 on this measure.
Who is this account built for?+
Pixpay FR is aimed at kids. Parents open the account and set the pocket money a teenager can spend, while the card itself is a debit card. Kids are the most common audience across the site at 37.8%, ahead of business accounts at 64.6%.
Which card network does it use?+
The card runs on mastercard. Across the site, 57.6% is the most common network and 38.9% follows, so Pixpay FR is on the second most widely used network. It is a debit card, which is what most cards here are, at 73.4%.
Where is Pixpay FR based?+
Pixpay FR is headquartered in France and was founded in 2019. It is a French challenger bank focused on pocket money for teenagers. No regulator is listed for the brand, so the protection scheme behind the account is not stated.
How do you get help with the account?+
Support runs through chat and help centre: chat and a help centre. There is no phone line listed among the channels, which is worth knowing if a parent needs to sort a blocked card quickly. Help centres are the most common channel across the site at 79.6%, ahead of email at 60.9%.
Is Pixpay FR cheap enough for everyday spending?+
Card spending sits on mastercard, so day to day purchases do not carry a conversion cost. Costs appear in two places: the monthly fee of €2.99 and the 2% conversion fee if the card is used outside the euro area. Monzo Flex and Wise both charge a monthly fee of £0, which is the sharpest comparison.
Sources
- hello.pixpay.fr/grille_tarifaire.pdf checked September 26, 2026
Backs: Support channels
- socialcompare.com/en/review/pixpay checked September 26, 2026
Backs: Currency conversion fee
- techcrunch.com/2019/11/29/pixpay-is-a-challenger-bank-for... checked September 26, 2026
Backs: Monthly fee
“Pixpay costs 2.99 euros per month per card”
- finextra.com/newsarticle/33889/french-teen-banking-startu... checked September 26, 2026
Backs: Headquarters
“French teen banking startup Pixpay raises EUR3.1m”
- pixpay.fr/app/uploads/2021/12/202108_CP_alerte100K-2.pdf checked September 26, 2026
Backs: Card network
- pixpay.fr/app/uploads/2021/12/202111_CP_pixpayespagne-2.pdf checked September 26, 2026
Backs: Audience, Card type, Founded
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.