Paysera Kosova review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Paysera Kosova suits businesses that need a Visa debit card and several currencies without a monthly charge. The account is built for business use, holds 20 currencies with multi-currency and travel features, and the monthly fee is €0 for the account.
Key facts
- Best for
- A fee free Visa debit account for businesses holding several currencies.
- Monthly fee
- €0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Currencies
- 20↗
- Founded
- 2004↗
- Support channels
- Phone, Help-centre↗
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- paysera-ks.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
Pros and cons
Pros
- Multi-currency and travel features sit alongside 20 currencies held in one account.
- The card is a debit card on the visa network, from a company trading since 2004.
Cons
- The account is built around businesses, with business the stated audience, so personal users get little of the focus.
- Support runs on phone and help centre only, so questions go by phone or through the help centre.
Who it suits
- Businesses that pay and receive in different currencies and want them in one place
- Teams that want a Visa debit card with no monthly charge for the account
- Travellers who value the 20 currencies and travel features included
Who should look elsewhere
- Anyone who wants a co-branded card, since the BMW Card von American Express pairs a $0 monthly fee with a motoring name.
- Anyone after everyday personal banking, since Paysera Kosova names business as its audience while Monzo Flex lists a £0 monthly fee
How Paysera Kosova compares
9.1 vs 9.49.1 vs 9.0
9.1 vs 8.29.1 vs 9.5
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.1
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.19.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.3
Frequently asked questions
What does the Paysera Kosova account cost each month?+
The monthly fee is €0 for the account, so there is no recurring charge for keeping the card active. The monthly fee sits at the top of our comparison, so the cost case is about what you hold rather than what you pay.
What type of card does Paysera Kosova issue?+
The card is a debit card on the visa network, so purchases draw on the balance you hold rather than a credit line. Card and account questions go to phone and help centre when you need a hand.
How many currencies can I hold in the account?+
You can hold 20 currencies in the same account, and the features listed are multi-currency and travel. That suits businesses paying suppliers and staff in different currencies without opening several accounts.
Is this account for individuals or for businesses?+
It is built for businesses, since business is the stated audience. Someone after everyday personal money may find that focus narrow, and a provider such as Wise, with a £0 monthly fee, may suit a different purpose.
How do I get help if a card payment goes wrong?+
Support runs on phone and help centre, so you can reach the team by phone or work through the help centre when a payment or fee needs checking. Phone is the faster route for time sensitive problems, and the help centre covers fee pages in detail.
How long has the company behind the card been running?+
The business behind the card dates back to 2004, which gives it a long operating history. The account now offers a debit card on visa with 20 currencies available for business use.
Sources
- paysera-ks.com/v2/en-XK/about checked September 26, 2026
Backs: Founded
“We have come a long way since 2004”
- paysera-ks.com/v2/en-XK/fees checked September 26, 2026
Backs: Support channels
“+383 38 607 607”
- paysera-ks.com/v2/en-XK/fees/payment-card-fees checked September 26, 2026
Backs: Card type
“Fees for physical and digital Visa cards - personal Paysera IBAN account”
- paysera-ks.com/v2/en-XK/paysera-account checked September 26, 2026
Backs: Audience, Currencies, Features, Monthly fee, Card network
“Solutions for business”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Paysera Kosova
A fee free Visa debit account for businesses holding several currencies.