OFX review
Updated October 12, 2026 · HodlCue Editorial Team
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Our verdict
OFX serves businesses that pay and spend across borders, a group that already includes 37,000 businesses. It is a business financial operations platform for global payments, corporate cards and spend management that helps you control staff spending in 30 plus currencies with clear visibility.
Key facts
- Best for
- Businesses managing international payments and staff cards
- Legal entity
- OFX Payments Ireland Limited↗
- Official website
- ofx.com
Facts checked September 26, 2026, 1 source
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXTrustpilotapps.apple.com
Pros and cons
Pros
- Corporate cards that pay in more than 30 currencies with clear visibility
- Virtual card issuing for staff around the world with receipt capture
- Single account that combines payments, cards and approval workflows
- Mobile wallet support for paying with the card on supported devices
Cons
- Business centred setup that gives less to simple personal spending needs
- Workflow approvals and controls add administration for very small teams
Who it suits
- Businesses paying suppliers across different currencies
- Finance teams overseeing staff cards and budgets
- Companies automating bills and approval processes
Who should look elsewhere
- Individuals wanting a simple everyday debit card
How OFX compares
Where OFX is available
- Licence in Ireland
- Central Bank of Ireland (C190174), checked September 26, 2026
Frequently asked questions
What does OFX offer to businesses?+
OFX provides Global Payments, Corporate Cards, Spend Management and Currency Solutions through one account. It also offers AP and Bills Automation with tailored approval workflows. You can manage payments and team spending without juggling separate sign ins.
Who uses the OFX platform?+
OFX supports businesses that operate across borders and manage team spending. The platform reports 37,000 businesses using its end to end solution. You join a business customer base that uses cards, payments and spend tools together.
How do OFX corporate cards work for teams?+
You can issue physical or virtual cards to staff globally at any time. Cards pay in more than 30 currencies with visibility over team budgets and automated receipt capture. You set rules that help control spending before purchases happen.
Does OFX support mobile payments on supported devices?+
You can use your OFX card through a supported mobile wallet on compatible devices. The option gives an easy and private way to pay without sharing card details in stores. It helps you keep everyday business purchases quick and controlled.
Which company operates OFX?+
OFX is operated by OFX Payments Ireland Limited. (Source, checked September 26, 2026)
Sources
- ofx.com checked September 26, 2026
Backs: Legal entity, Licences
“OFX Payments Ireland Limited trading as OFX is regulated by the Central Bank of Ireland”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.