next review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Next is a Bradesco-backed debit card aimed at kids and travel, with a monthly fee of BRL 0 on the standard account. It suits parents opening a first card for a young person and travellers who want a Visa card that costs nothing to keep.

Key facts

Best for
A debit card that costs nothing to hold, for a young person or for travel spending.
Monthly fee
R$0↗
Card type
Debit↗
Card network
Visa↗
Legal entity
Banco Bradesco S.A.↗
Headquarters
Brazil↗
Founded
2017↗
Support channels
Email, Chat, Phone↗
Features
Travel
Audience
Kids
Official website
next.me

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Monthly fee of BRL 0 on the standard account, ranked 1 of 379 on this measure
  • Runs on the visa network, so the card is accepted in the places Visa is used abroad
  • Support covers email, chat and phone, so a parent can reach a person by phone
  • Aimed at kids, which suits a young person's first card

Cons

  • An adult account is not among the stated audiences (kids), which lists kids
  • Spending a crypto balance is not among the stated features (travel), which names travel
next

Ready to try next?

Scored 9.0 / 10 by HodlCue.

Who it suits

  • Parents opening a first debit card for a young person
  • Travellers who want a Visa card with no monthly charge
  • Anyone who wants help by phone as well as online

Who should look elsewhere

  • Adults after a general everyday account, who may find Wise a closer fit
  • People who want to spend a crypto balance through the card, where Bitpanda fits better
  • Anyone after a card built for adults rather than kids, since Monzo Flex targets that base instead

The company behind it

Next is issued by Banco Bradesco S.A., a bank rather than a standalone fintech name, and the team behind it was founded in 2017. It is based in Brazil, so the account and the card sit with a Brazilian bank. Support runs through email, chat and phone, giving a parent both self-serve and direct contact.

How next compares

Where next is available

Available
Brazil

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is this a debit card or a prepaid card?+

It is a debit card, so purchases draw straight from the linked bank account instead of a preloaded balance. That keeps the money in one place with the bank and means there is no step that turns a digital holding into card spending. Balances and limits follow the underlying account.

Does the card work while I am travelling?+

Travel is among the stated features of the card, and it runs on the visa network, which is accepted across many countries. Because it is a bank card, a traveller can use it abroad without holding a separate travel card. Checking current terms before a trip is sensible.

Who is the Next card designed for?+

The stated audience (kids) is kids, which makes the card a natural fit for a young person's first card. A parent can set up the account and stay close to the spending. For an adult opening a card in their own name, the design target is elsewhere.

Who issues the card and where is it based?+

The card is issued by Banco Bradesco S.A., a bank rather than a standalone fintech name, so the balance sits with an established institution. The operation was founded in 2017 and is based in Brazil. A bank issuer is the main signal here about the safety of the money.

How do I reach Next support?+

Support runs through email, chat and phone, so email, chat and phone are all available to cardholders. A phone line is the useful one for a kids account, where a parent may need to act quickly on a lost card or a blocked payment. Help does not depend on a single channel.

Can I spend crypto with this card?+

No, because the card is a debit card issued by Banco Bradesco S.A. and spends the money in the bank account. There is no crypto balance attached to it, and no conversion step between a digital holding and a purchase. Readers set on that would look at a crypto card instead.

How do other cards compare on monthly fee?+

The fee sits alongside the other cards here: Monzo Flex charges £0, Wise charges £0 and Bitpanda charges €0. Next ranks 1 of 379 brands on monthly fee, so holding the card is not the difference between them.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

next

next

A debit card that costs nothing to hold, for a young person or for travel spending.

9.0/10See alternatives