next review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Next is a Bradesco-backed debit card aimed at kids and travel, with a monthly fee of BRL 0 on the standard account. It suits parents opening a first card for a young person and travellers who want a Visa card that costs nothing to keep.
Key facts
- Best for
- A debit card that costs nothing to hold, for a young person or for travel spending.
- Monthly fee
- R$0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- Banco Bradesco S.A.↗
- Headquarters
- Brazil↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Phone↗
- Features
- Travel
- Audience
- Kids
- Official website
- next.me
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
Pros and cons
Pros
- Monthly fee of BRL 0 on the standard account, ranked 1 of 379 on this measure
- Runs on the visa network, so the card is accepted in the places Visa is used abroad
- Support covers email, chat and phone, so a parent can reach a person by phone
- Aimed at kids, which suits a young person's first card
Cons
- An adult account is not among the stated audiences (kids), which lists kids
- Spending a crypto balance is not among the stated features (travel), which names travel
Who it suits
- Parents opening a first debit card for a young person
- Travellers who want a Visa card with no monthly charge
- Anyone who wants help by phone as well as online
Who should look elsewhere
- Adults after a general everyday account, who may find Wise a closer fit
- People who want to spend a crypto balance through the card, where Bitpanda fits better
- Anyone after a card built for adults rather than kids, since Monzo Flex targets that base instead
The company behind it
Next is issued by Banco Bradesco S.A., a bank rather than a standalone fintech name, and the team behind it was founded in 2017. It is based in Brazil, so the account and the card sit with a Brazilian bank. Support runs through email, chat and phone, giving a parent both self-serve and direct contact.
How next compares
9.0 vs 9.49.0 vs 9.0
9.0 vs 8.29.0 vs 9.5
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.1Bitpanda charges a monthly fee of €0 and suits readers who want to spend a crypto balance through the card.
9.0 vs 8.9
9.0 vs 8.1
9.0 vs 8.2
9.0 vs 9.5
9.0 vs 9.4
9.0 vs 9.2
9.0 vs 9.19.0 vs 9.0
9.0 vs 8.9- 9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.6
9.0 vs 8.5
9.0 vs 8.3
Where next is available
- Available
- Brazil
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is this a debit card or a prepaid card?+
It is a debit card, so purchases draw straight from the linked bank account instead of a preloaded balance. That keeps the money in one place with the bank and means there is no step that turns a digital holding into card spending. Balances and limits follow the underlying account.
Does the card work while I am travelling?+
Travel is among the stated features of the card, and it runs on the visa network, which is accepted across many countries. Because it is a bank card, a traveller can use it abroad without holding a separate travel card. Checking current terms before a trip is sensible.
Who is the Next card designed for?+
The stated audience (kids) is kids, which makes the card a natural fit for a young person's first card. A parent can set up the account and stay close to the spending. For an adult opening a card in their own name, the design target is elsewhere.
Who issues the card and where is it based?+
The card is issued by Banco Bradesco S.A., a bank rather than a standalone fintech name, so the balance sits with an established institution. The operation was founded in 2017 and is based in Brazil. A bank issuer is the main signal here about the safety of the money.
How do I reach Next support?+
Support runs through email, chat and phone, so email, chat and phone are all available to cardholders. A phone line is the useful one for a kids account, where a parent may need to act quickly on a lost card or a blocked payment. Help does not depend on a single channel.
Can I spend crypto with this card?+
No, because the card is a debit card issued by Banco Bradesco S.A. and spends the money in the bank account. There is no crypto balance attached to it, and no conversion step between a digital holding and a purchase. Readers set on that would look at a crypto card instead.
How do other cards compare on monthly fee?+
The fee sits alongside the other cards here: Monzo Flex charges £0, Wise charges £0 and Bitpanda charges €0. Next ranks 1 of 379 brands on monthly fee, so holding the card is not the difference between them.
Sources
- next.me/cartoes-next checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“CARTAO NEXT VISA INTERNACIONAL - Visa internacional”
- next.me/informacoes/documentos-importantes checked September 26, 2026
Backs: Audience
- next.me/sobre-nos checked September 26, 2026
Backs: Legal entity, Support channels
- linkedin.com/company/banconext checked September 26, 2026
Backs: Founded, Headquarters
“Headquarters Sao Paulo, Sao Paulo”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
next
A debit card that costs nothing to hold, for a young person or for travel spending.