Provider comparison
Bybit Earn vs Nexo: compare risk grade, apy, fees, regulation, and custody in one head-to-head table.
Bybit Earn offers crypto users opportunities to generate returns through staking, lending, and other yield pr…
Nexo offers crypto interest accounts and instant credit lines, but it is not a non-custodial service and its …
Risk grade
Bybit Earn
Nexo
APY
Bybit Earn
Nexo
Base vs max rate
Bybit Earn
Nexo
Assets
Bybit Earn
Nexo
Lock-up / unbonding
Bybit Earn
Nexo
Custody
Bybit Earn
Nexo
Payout frequency
Bybit Earn
Nexo
US access
Bybit Earn
Nexo
| Feature | Bybit Earn | Nexo |
|---|---|---|
| Risk grade | BB | BB |
| APY | Flexible savings low single digits; fixed/promo and dual-asset/liquidity-mining much higher with added risk (directional) | Base ~4-8% APR on stablecoins, up to ~12-16% on top loyalty tier (directional); labeled APR, compounds daily |
| Base vs max rate | Large gap; promotional and structured 'max' rates dominate marketing | Wide max-vs-base gap: headline rate requires holding NEXO token loyalty tier + fixed-term lock; base flexible rate is much lower |
| Assets | BTC, ETH, USDT, USDC, SOL and major assets | BTC, ETH, USDT, USDC, and 30+ assets/stablecoins |
| Lock-up / unbonding | Flexible or fixed-term; on-chain unbonding applies | Flexible (instant) or fixed-term (1-3 months) for higher rate |
| Custody | Post-hack PoR (Hacken) shows >100% collateral on key assets; Earn products deploy assets | Real-time attestation dashboard (Armanino historically; now other auditors); assets ARE rehypothecated to generate yield, this is counterparty risk |
| Payout frequency | Daily | Daily |
| US access | No, exited US retail after 2023 SEC/state settlement |
Bybit Earn
Bybit Earn offers crypto users opportunities to generate returns through staking, lending, and other yield products. This review explains what it is, who it suits, and what to check before signing up.
Nexo
Nexo offers crypto interest accounts and instant credit lines, but it is not a non-custodial service and its availability to US users is unclear. Always verify current regulations and your own eligibility before signing up.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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