COCA Card vs Nexo Card - HodlCue
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Provider comparison

COCA Card vs Nexo Card

COCA Card vs Nexo Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

COCA Card

COCA Card

COCA Card is a non-custodial crypto card that lets you spend your cryptocurrency directly from your own walle…

VS
Nexo Card

Nexo Card

The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypt…

Head-to-head comparison

Effective rewards

COCA Card

Nexo Card

0.5-2% (credit-mode purchases only, not debit)

Reward asset

COCA Card

Nexo Card

NEXO (up to 2%) or BTC (up to 0.5%)

Staking tier

COCA Card

Nexo Card

Loyalty tier by NEXO-to-portfolio ratio; higher cashback needs >~$5k portfolio and NEXO holdings

Custody

COCA Card

Non-custodial

Nexo Card

Custodial

Annual fee

COCA Card

Nexo Card

No monthly or annual fee

FX fee

COCA Card

Nexo Card

FX fee applies even in EEA/UK, higher on weekends

ATM fee

COCA Card

Nexo Card

Free to monthly limit by loyalty tier, then fee

Conversion spread

COCA Card

Nexo Card

Standard, applies on debit-mode conversions

Network

COCA Card

Nexo Card

Mastercard

Apple / Google Pay

COCA Card

Nexo Card

Yes

Region availability

COCA Card

Nexo Card

EEA and UK only (exited US 2024); physical card orders temporarily paused

Pros & cons

COCA Card

COCA Card

Pros

  • Non-custodial: you control your private keys
  • Direct spending from your own wallet
  • Works at most merchants accepting card payments
  • Enhances privacy and autonomy

Cons

  • Not available in all regions
  • May have higher fees than custodial cards
  • Limited customer support
  • Requires technical knowledge to set up
Nexo Card

Nexo Card

Pros

  • Spend crypto without selling your assets
  • Earn crypto cashback on purchases
  • No annual fee (depending on tier)
  • Flexible repayment options

Cons

  • Custodial - you do not control private keys
  • Risk of liquidation if collateral drops
  • Interest charges on borrowed amounts
  • Not available in all countries
COCA Card

COCA Card

COCA Card is a non-custodial crypto card that lets you spend your cryptocurrency directly from your own wallet. This review explains what it is, who it is for, and what to check before signing up.

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Nexo Card

Nexo Card

The Nexo Card is a crypto-backed credit card that lets you spend without selling your assets. It offers crypto rewards on everyday purchases, but is custodial and requires careful review of terms.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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