Nequi SV review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Nequi SV is a Mastercard debit card account for people in El Salvador who want everyday spending without a monthly charge. The monthly fee is $0, and with $250 in free ATM withdrawals it works well as a local card rather than a travel money account.

Key facts

Best for
Everyday spending in El Salvador on a Mastercard debit card with a monthly fee of $0.
Monthly fee
$0↗
Free ATM withdrawals
$250↗
Card type
Debit↗
Card network
Mastercard↗
Currencies
1↗
Legal entity
ACCELERA, S.A. DE C.V.↗
Headquarters
El Salvador↗
Founded
2024↗
Support channels
Chat, Help-centre↗
Official website
nequi.com.sv

Facts checked September 26, 2026, 4 sources

Pros and cons

Pros

  • A monthly fee of $0 puts Nequi SV at the top of the monthly fee ranking: 1.
  • $250 in free ATM withdrawals, above the category median, €0.
  • A debit card on the mastercard network, from ACCELERA, S.A. DE C.V..
  • Self-service help, with support through chat and help centre.

Cons

  • It covers 1 currency, so the account is built for a single market rather than multi-currency spending.
  • Support runs on chat and help centre only, with no phone or email route.
  • Free ATM withdrawals of $250 rank 17 of 104 on this measure.
Nequi SV

Ready to try Nequi SV?

Scored 8.7 / 10 by HodlCue.

Who it suits

  • People in El Salvador who want a debit card for daily spending without a monthly charge.
  • Card users who take out cash, with $250 in free ATM withdrawals.
  • Readers who are happy to start with an account launched in 2024 and priced at $0 a month.

Who should look elsewhere

  • Wise, if you hold more than 1 currency and need a multi-currency account.
  • Monzo Flex, if chat and help centre is not enough help, since support is limited to those routes.
  • Bitpanda, if you want an issuer other than ACCELERA, S.A. DE C.V. or spending reach beyond 1 currency.

How Nequi SV compares

Where Nequi SV is available

Available
El Salvador

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Nequi SV cost each month?+

The monthly fee is $0, so the account costs nothing to keep open. Nequi SV also sits at 1 in the monthly fee ranking, which puts it among the cheapest accounts compared here. There is no subscription charge to trade against card perks.

How many free ATM withdrawals are included?+

Free ATM withdrawals run to $250, more than the category median, €0. Even so, Nequi SV ranks 17 of 104 on this measure, so heavy cash users have room to compare.

What kind of card is it and which network does it use?+

It is a debit card on the mastercard network, so payments come straight from the account balance. ACCELERA, S.A. DE C.V. is the named legal entity behind the app, which is worth knowing if you are comparing who issues the card.

Which currencies can I hold and spend?+

Nequi SV covers 1 currency, which makes it a single market account rather than a multi-currency wallet. It is headquartered in El Salvador, so think of it as a local spending account rather than a travel money account.

How do I get help if something goes wrong?+

Support runs on chat and help centre only, which means a help centre article or an in-app chat is where you start. A phone line and an email address are not part of that set, so urgent problems wait longer for a reply.

When did Nequi SV launch and who runs it?+

The account launched in 2024 and runs from El Salvador as ACCELERA, S.A. DE C.V.. It is a recent arrival on the market, so the track record on fees and card features is shorter than at long-established banks, and offers may still be changing.

How does it compare with other cards on value?+

Its cost score is 6 and the overall score is 5.4, with the offer part at 4.4. The monthly fee of $0 is the strong point, while the breadth of what the card offers scores lower.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Protection.

Nequi SV

Nequi SV

Everyday spending in El Salvador on a Mastercard debit card with a monthly fee of $0.

8.7/10See alternatives