National Bank of Iraq review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
National Bank of Iraq provides personal banking with card products centred on everyday spending and travel comfort. It suits people who want contactless payments, online shopping protection and international acceptance from a bank rooted in Iraq with services reaching the Saudi market.
Key facts
- Best for
- Travellers wanting contactless cards for daily use
- Card type
- Debit↗
- Founded
- 1995↗
- Official website
- nbi.iq
Facts checked September 26, 2026, 2 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Issues card products linked to lifestyle spending and travel.
- Enables local and international use plus online shopping protection.
- Provides cash machine withdrawals and point of sale transactions.
Cons
- Focuses on a narrow card range centred on travel use.
- Serves mainly Iraq with reach into one neighbouring market.
Who it suits
- Frequent travellers wanting international card acceptance
- People preferring contactless payments for daily spending
Who should look elsewhere
- People seeking business only banking
Safety and regulation
Safety at National Bank of Iraq centres on practical card protections for daily payments. Online shopping is supported by secure authentication that helps verify card transactions before approval. Cards are designed for local and international acceptance, so established network checks apply wherever the cards are used. Cash access runs through recognised cash machine and point of sale channels.
How National Bank of Iraq compares
Frequently asked questions
What card products does National Bank of Iraq offer?+
The bank offers personal banking with card products built around everyday spending and travel comfort. Its range centres on credit style cards with contactless function and international acceptance.
How do its cards work in plain terms?+
Its cards support contactless payments at point of sale terminals and protected online shopping through secure authentication. Cardholders can also withdraw cash through cash machines and pay locally and abroad.
Where does National Bank of Iraq serve customers?+
The bank is rooted in Iraq and provides personal banking for people living there. Its banking services and solutions also extend into the Saudi market for eligible customers.
When was National Bank of Iraq founded?+
National Bank of Iraq was founded in 1995. (Source, checked September 26, 2026)
Sources
- nbi.iq/en/personal/about-us checked September 26, 2026
Backs: Founded
“The National Bank of Iraq was established in 1995 as a public shareholding company”
- nbi.iq/en/personal/cards checked September 26, 2026
Backs: Card type
“Debit Cards”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.