MyFin review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MyFin is a family debit card built for kids in Bulgaria, and it suits anyone paying out spending money in euros who does not want a monthly charge. The card runs on Visa with a monthly fee of €0 and a currency conversion fee of 0%, plus a virtual card for online shopping.
Key facts
- Best for
- A free Visa debit card for kids in Bulgaria: monthly fee of €0 and a currency conversion fee of 0%.
- Monthly fee
- €0↗
- Currency conversion fee
- 0%↗
- Card type
- Debit↗
- Card network
- Visa↗
- Headquarters
- Bulgaria↗
- Support channels
- Email, Phone↗
- Features
- Virtual card
- Audience
- Kids
- Official website
- myfin.bg
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInfacebook.com
Pros and cons
Pros
- Monthly fee of €0 on a Visa card (visa), so nothing is owed for keeping it open
- Currency conversion fee of 0%, well under the site median of 1%
- A virtual card sits in the feature list (virtual card) for online shops and subscriptions
Cons
- Support runs on email and phone only, with no chat or help centre among the listed routes
- The audience is kids (kids), so adult current account features are thin here
Who it suits
- Parents in Bulgaria who want a first debit card for a child, with the monthly fee at €0
- Anyone spending in euros who wants Visa acceptance (visa) and a conversion fee of 0%
- Shoppers who want a virtual card (virtual card) for online payments without handing over the physical card
Who should look elsewhere
- Monzo Flex, whose monthly fee is £0, if you want an adult account rather than a card aimed at kids (kids)
- Wise, if holding and converting many currencies matters more to you than a debit card (debit) for a child
- BMW Card von American Express, with a monthly fee of $0, if the card is tied to driving spending rather than family money
How MyFin compares
9.2 vs 9.49.2 vs 9.0
9.2 vs 8.29.2 vs 9.5
9.2 vs 9.6
9.2 vs 9.0
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.1
9.2 vs 8.2
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.19.2 vs 9.0
9.2 vs 8.9- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.3
Where MyFin is available
- Available
- Bulgaria
- Licence in Bulgaria
- Bulgarian National Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the MyFin debit card cost each month?+
The monthly fee is €0 on the card, so there is no charge for keeping the account open. Conversion is the other number to watch, and that sits at 0% on the tariff. For a kids card in Bulgaria, both lines are easy to read.
Is this card for children or for adults?+
The audience is listed as kids and the card is a debit card (kids, debit), so it is built for younger users with a parent watching the balance. Anyone comparing a full current account for themselves should look at the other brands here.
What is the currency conversion fee?+
The currency conversion fee is 0%, well under the site median of 1%. That keeps spending in another currency cheap in fee terms, though the account is built around euro spending in Bulgaria (BG).
Which network does the card run on?+
The card runs on Visa (visa), the network behind most of the cards in this comparison. A virtual card also appears in the feature list (virtual card), which is handy for online shops and for keeping the physical card in a wallet.
Who regulates MyFin?+
MyFin is supervised by the Bulgarian National Bank in Bulgaria, the licence on record for this brand. The provider's home country is Bulgaria (BG) and the card is a debit card (debit), so the account is built around a euro balance.
How do you get hold of support?+
Support runs on email and phone, so email and phone are the routes in. Chat and a help centre are not among the listed channels, which means a question sent outside office hours waits until the next working day.
How does MyFin rank on cost against other cards?+
MyFin sits at 1 on monthly fee among 379 brands listed, and at 1 on currency conversion fee among 237. Its cost score is 7, with an overall score of 7.
Sources
- myfin.bg checked September 26, 2026
Backs: Features, Card network
“Create a virtual card for online and contactless payments”
- myfin.bg/about-us checked September 26, 2026
Backs: Licences
- myfin.bg/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“111P Tsarigradsko shose Blvd., 1784 Sofia, Bulgaria”
- myfin.bg/junior-profile checked September 26, 2026
Backs: Audience, Card type
“Junior Profile - children aged 7 to 17”
- myfin.bg/tariff checked September 26, 2026
Backs: Currency conversion fee, Monthly fee
“Exchange of foreign currency - Free of charge on Standard tariff”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
MyFin
A free Visa debit card for kids in Bulgaria: monthly fee of €0 and a currency conversion fee of 0%.