MOVii review

The debit card carries a monthly fee of COP 0, which is the full recurring charge on the account. That matches the free plans most cards in this category run, with a median monthly fee of €0 across the market. A debit card also means spending draws on the balance held in the account.

It is a debit card, spending directly from the balance held in the account rather than from a preloaded pot. Debit is also the most common type here, at 73.4% of the cards compared, ahead of prepaid cards and virtual cards.

The card runs on the mastercard network, shared by 38.9% of the cards in this comparison, so it sits in the larger network group here. That network is the one most retail terminals accept, and spending still draws on the balance held in the account.

MOVii operates in Colombia, where the Superintendencia Financiera de Colombia supervises it. The account is held with MOVii S.A., the entity named behind the brand, and the company was founded in 2017. A domestic regulator means the account sits under supervised local rules.

The account targets a business audience, and business is the group it is written for. That focus is common in this category, with 69.6% of the cards compared also aimed at businesses, so it is a useful fit rather than a rare one.

Support runs on help centre, so questions are handled through self service articles rather than a phone line. A help centre is the most common support route at 79.6%, while phone support appears at 44.7%, so readers who expect a call may prefer another card.

All three sit at the same level: £0 at Monzo Flex, £0 at Wise and €0 at Bitpanda. The monthly fee alone will not separate them, so the decision comes down to the kind of account you want and the card itself.

It reads as an ordinary bank card: the card type is debit and the network is mastercard, with spending drawn from the account balance. The account is set up around everyday card use rather than around holding or paying out digital assets.