Midinero review
Updated October 12, 2026 · HodlCue Editorial Team
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Our verdict
Midinero is known for its international prepaid card paired with an app for everyday money in pesos and dollars. For people who want one place to receive wages, settle bills and shop across borders, it keeps routine spending and account tasks together in a clear setup.
Key facts
Crypto exchanges
- Taker fee
- 1% to 2%↗
- Coins listed
- 9↗
- Regulators
- Banco Central del Uruguay↗
- Fiat deposit methods
- Bank↗
- Exchange type
- Cex↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Dual peso and dollar accounts opened through the app or in person points
- App handles bill payments for thousands of linked services in one place
- Salary and pension receipts can land directly into the account
Cons
- Centres daily money tasks inside one app, which may not suit branch fans
- Prepaid format requires topping up before spending, unlike traditional debit
Who it suits
- People receiving wages or pensions into one account
Who should look elsewhere
- People seeking wider currency coverage beyond two options
How Midinero compares
Where Midinero is available
- Available
- Uruguay
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Midinero?+
Midinero pairs an international prepaid card with an app for everyday money management. You can open peso and dollar accounts and then use the card for routine shopping. The setup focuses on simple control of balances and daily payments.
Which currencies does Midinero support?+
Accounts are available in pesos and dollars, and both balances can be managed from the app. Transfers between those balances are part of the everyday setup. The structure keeps spending, income and bills around the same two currencies.
What can be managed through the Midinero app?+
The app brings together balance checks, bill payments and transfers in one place. It supports payments for thousands of connected services and moves between Midinero accounts or outside institutions. Pension and salary receipts can also be directed into the account.
Where can the Midinero card be used?+
The card works for in person shopping in thousands of merchants around the world. It is positioned as an everyday payment method rather than a specialist travel product. App based controls sit alongside card spending for routine oversight.
Which company operates Midinero?+
Midinero is operated by Findarin S.A.. (Source, checked September 26, 2026)
Where is Midinero based?+
Midinero is based in Uruguay. (Source, checked September 26, 2026)
Sources
- midinero.com.uy checked September 26, 2026
Backs: Fiat deposit methods, Headquarters, Legal entity, Regulators
“Bank transfers”
- midinero.com.uy checked September 26, 2026
Backs: Card type, Card network
“Midinero Mastercard logo”
- midinero.com.uy/cripto checked September 26, 2026
Backs: Coins listed, Exchange type
“Bitcoin, Ethereum, USDC, Polygon, Chainlink, Solana, Cardano, Avalanche, Binance Coin”
- midinero.com.uy/faq_midinero_cripto/que-comisiones-me-cob... checked September 26, 2026
Backs: Taker fee
- midinero.com.uy/preguntas-frecuentes checked September 26, 2026
Backs: Support channels
“Preguntas frecuentes - Realizar reclamo”
- midinero.com.uy/productos/midinero-tarjeta-prepaga-uruguay checked September 26, 2026
Backs: Features
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.