MBNA review
Updated October 13, 2026 · HodlCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
MBNA centres its range on balance transfer and transfer and purchase credit cards alongside loans, home insurance and savings. It suits people spreading the cost of large purchases and people setting money aside for future plans while managing accounts online with app notifications.
Key facts
- Best for
- Borrowers wanting transfer choices with savings for future plans
- Legal entity
- Lloyds Bank plc↗
- Headquarters
- United Kingdom↗
- Founded
- 1982↗
- Official website
- mbna.co.uk
Facts checked September 26, 2026, 1 source
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Range covers balance transfer plus transfer and purchase credit cards
- Loans sit alongside home insurance and savings for future plans
- Eligibility checker shows loan eligibility before starting a full application
- Detailed credit health view gives personalised tips to support improvement
Cons
- App access stays limited to common smartphones with device registration required
- App use excludes altered devices and depends on phone signal strength
Who it suits
- Borrowers spreading the cost of large purchases
- Savers setting money aside for future plans
- App users wanting notifications to stay up to date
Who should look elsewhere
- Owners of altered devices
- People without a compatible smartphone for app management
How MBNA compares
Where MBNA is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does MBNA cover?+
MBNA covers balance transfer credit cards and transfer and purchase credit cards. The wider range includes loans, home insurance and savings accounts. Savings support exciting plans and money set aside for the future while borrowing options aim to match different financial needs.
Which company stands behind MBNA?+
MBNA presents itself as boringly good credit experts focused on borrowing choices. It runs credit cards alongside loans, home insurance and savings within a wider family of brands. The business works with customers to choose borrowing options that match financial needs.
Who is MBNA intended to serve?+
MBNA serves people spreading the cost of large purchases and people smoothing everyday finances. It also addresses savers putting money aside for exciting plans or the future. Customers can apply online and manage accounts through digital services with notifications.
How does MBNA support understanding of credit?+
MBNA provides credit guides and borrowing option guides that explain credit concepts in plain terms. A detailed credit health view offers personalised tips intended to support improvement. These tools sit alongside borrowing choices designed to match different financial needs.
Where is MBNA based?+
MBNA is based in United Kingdom. (Source, checked September 26, 2026)
When was MBNA founded?+
MBNA was founded in 1982. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/MBNA checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
“MBNA was founded in 1982 as Maryland Bank, N.A.”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.