mBank Slovensko review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
mBank Slovensko offers a debit card with a monthly fee of €0 and free ATM withdrawals of €70, a plain Slovak bank account rather than a crypto card. It suits households and families who want everyday spending covered, holding the cheapest monthly fee in our comparison.
Pros and cons
Pros
- Monthly fee of €0 on the mKonto account, the cheapest monthly fee in our comparison of brands
- The free ATM allowance of €70 covers everyday cash needs without an extra charge each month
- Virtual card and travel card options (virtual card and travel) sit alongside the debit card for online payments and trips
Cons
- The free ATM allowance of €70 places the card at 29 of 104 in our ranking, so heavy cash use is worth watching
- Support runs on phone alone, so chat and email are not among the channels you can reach
- The account is built for kids and business users (kids and business), which narrows who the free fee is pitched at
Who it suits
- Slovak households that want a debit card for everyday spending and no monthly charge to budget for
- Parents setting up spending for a child, since kids form part of the audience the account serves
- Business users who keep day to day spending on a single card and pay no monthly fee for it
Who should look elsewhere
- Readers who want a card outside the euro area, who may find Monzo Flex at £0 a month a closer fit
- Anyone holding sterling rather than euros, who may do better to weigh Wise with a monthly fee of £0
- Readers weighing a rewards card instead, where the BMW Card von American Express has a monthly fee of $0
How it compares on our data
Our monthly fee ranking puts mBank Slovensko at 1 of 379, the cheapest of the brands we track on account upkeep. Free ATM withdrawals sit differently: 29 of 104, well down the field. The account therefore wins on what you pay each month and lags on what you can take out in cash.
How mBank Slovensko compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.1
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.3
Where mBank Slovensko is available
- Available
- Slovakia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the mKonto account cost each month?+
The monthly fee on the mKonto account is €0, which is the figure we use when comparing account upkeep across brands. On that measure mBank Slovensko sits at 1 of 379 in our ranking, so there is little to budget for on fees alone.
How many free ATM withdrawals are included?+
The free ATM allowance is €70. Our ranking places mBank Slovensko at 29 of 104 on that measure, which is lower down the field than the fee ranking. If you take cash out often, that gap is the part to weigh first.
Is the card a debit card or a prepaid card?+
It is a debit card, so spending draws on the balance you hold in the account rather than on a prepaid balance loaded in advance. For a reader weighing card models, the money sits with the bank and the card is simply a way to spend it day to day.
Can I get a virtual card and a card for travel?+
Both options appear for the account: virtual card and travel covers a virtual card and a travel card. The virtual card is a separate card for online payments and the travel card suits trips, both sitting on an account whose monthly fee is €0.
Who is the account aimed at?+
The account serves kids and business users, so kids and business covers a child and a company on the same provider. Parents can set up spending for a child, and sole traders can keep day to day costs on a debit card with a monthly fee of €0.
How do I reach support if something goes wrong?+
The only support channel offered is phone, so a phone call is the route to a person on this account. Plan for that before you open it, particularly if you are used to writing to a bank rather than ringing during business hours.
Is my money protected, and who regulates the bank?+
The card is a debit card, so the balance sits with the bank rather than with a crypto platform. No regulator or licence is named for mBank Slovensko, so check the bank's own terms and any deposit protection arrangements before you commit funds.
Sources
- mbank.sk/individualni checked September 26, 2026
Backs: Audience, Support channels
“Kontakt 0850 60 60 50”
- mbank.sk/individualni/karty/debetne-karty checked September 26, 2026
Backs: Card type
“Debetne karty - mKarta k uctu”
- mbank.sk/individualni/karty/virtualne-karty checked September 26, 2026
Backs: Features
“Virtualne karty - Pre vsetkych zadarmo; vybery doma aj v zahranici - mKonto”
- mbank.sk/individualni/ucty/mkonto checked September 26, 2026
Backs: Free ATM withdrawals, Monthly fee
“vedenie uctu, platby, trvale prikazy aj inkasa zadarmo - mKonto”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Protection.
mBank Slovensko
Slovak households wanting a debit card and cash withdrawals with no monthly charge.