Maya review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
For readers who manage spending, saving and crypto in one place, Maya offers an all in one digital bank app with access to over a dozen currencies for learning and trading. It is built for people in the Philippines who want wallet payments, savings, loans and cards inside a single app.
Key facts
Crypto exchanges
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- All in one app combines wallet, savings, loans and card spending
- Send money with a receiver username or phone number
- Physical and virtual wallet cards for in store and online use
- In app crypto tools cover buying, selling, sending and learning
Cons
- Philippines focused setup limits appeal for people living elsewhere
- Crypto learning sits inside a wider bank app rather than a dedicated exchange
Who it suits
- People in the Philippines using one money app
- Beginners exploring crypto alongside saving and spending
Who should look elsewhere
- People seeking a standalone crypto exchange
How your money is protected
Maya presents itself as a digital bank that pairs the safety of a bank with the convenience of an app. Security centres on a secure online account for payments, saving and everyday transfers. Sending by username or phone number reduces manual entry and keeps transfers clear. Physical cards carry the account username while virtual cards support online use. Savings, payments, loans, cards and crypto remain together inside one protected app login.
How Maya compares
Where Maya is available
- Available
- Philippines
- Licence in Philippines
- Bangko Sentral ng Pilipinas, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which products does Maya cover?+
Maya covers wallet payments, savings accounts, loans and credit cards. It also provides physical and virtual wallet cards for shopping and cash withdrawal. Crypto buying, selling, sending and receiving is available inside the same app.
Where does Maya operate?+
Maya serves users in the Philippines through its digital bank app. Payments, savings, loans and card use are framed around local everyday needs. The positioning centres on Philippine users rather than a global audience.
How does sending money work in Maya?+
Maya lets users send money using a receiver username or phone number. The approach avoids entering long account details for each transfer. Cash in channels and transfers between users are handled inside the app.
How does crypto work in Maya?+
Maya provides in app crypto buying, selling, sending and receiving at any time. Users can access over a dozen currencies and educational material in the same place. The setup keeps trading and learning together with wallet activity.
Where is Maya based?+
Maya is based in Philippines. (Source, checked September 26, 2026)
When was Maya founded?+
Maya was founded in 2021. (Source, checked September 26, 2026)
How can I contact Maya support?+
Maya offers support through Phone, Chat, Help-centre. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Maya_(mobile_payments) checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Licences
“Maya Bank, Inc. was incorporated 2021”
- maya.ph checked September 26, 2026
Backs: Card type, Features, Card network, Support channels
“Virtual debit card and physical Visa or Mastercard”
- news.superex.com/articles/20513.html checked September 26, 2026
Backs: Exchange type, Regulators
“Maya Crypto is integrated into the Maya app”
- datawallet.com/crypto/best-crypto-exchanges-philippines checked September 26, 2026
Backs: Coins listed
“Maya - 30+ cryptos”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.