MACHBANK review

The current account carries a monthly fee of CLP 0, and no separate card charge is listed next to it. Holding the card therefore adds nothing to that monthly figure, and any other cost would come from the transactions you make with it.

The card type is debit, so spending comes straight from the money in the current account rather than a credit line. That makes it a straightforward everyday card for paying shops, bills and online merchants from the balance you hold.

A virtual card appears in the virtual card listed for the account, so a virtual version can sit alongside the physical card. It suits online subscriptions and travel bookings where you would rather not hand over your main card details.

Support runs on help centre, so a help centre carries the guidance. There is no listed phone line or live chat, which means questions get answered in writing rather than in a live conversation, so check the centre before opening a card.

The listed setup pairs a current account with a debit card and a virtual card, which fits people paying day to day in Chilean pesos. It suits domestic spending and online purchases rather than multi-currency travel.

The card is listed as debit and the virtual card covers a virtual card, so the account works as a bank card rather than a crypto card. Nothing in the listed features covers buying, holding or converting digital assets through the balance.

The current account here carries a monthly fee of CLP 0, and the comparison cards sit at £0 for Monzo Flex, £0 for Wise and €0 for Bitpanda. Card cost alone therefore does not separate them, so look at what you use the card for.