Littio review

The monthly fee is $0, so there is no standing charge to keep the account open. That sits with the typical card on the site, where the median monthly fee is €0. Running costs therefore come from how the card is used rather than from holding it.

Conversion costs 0%. The median conversion fee across the brands on the site is 1%, while 0% of the cards in this ranking sit at the free end. For readers spending outside their home currency, that gap is the number that matters.

It is a debit card on mastercard. Debit cards make up 74.7% of the cards in this ranking, and cards on that network account for 36.9% of it. That makes Littio's setup the standard one for everyday payments.

The account covers 3 currencies, with multi-currency support listed among the card's features: multi currency, crypto and virtual card. Holding balances in several currencies at once suits readers who earn in a single market and spend in another.

A virtual card is listed among the features for the card: multi currency, crypto and virtual card, alongside multi-currency, crypto and travel use. Virtual cards are a small share of the cards in this ranking, at 6%, so the option stands out among crypto cards.

Littio's support runs on help centre only. Email is the most common route among the brands tracked, at 60.9%, with phone support at 44.7% and a help centre at 79.6%. Questions here are handled in writing.

The monthly fee is $0 in dollars, against £0 for Monzo Flex, £0 for Wise and €0 for Bitpanda. All of them sit at the free end, so the currency held decides which reads cheapest.

Travel features are listed for the card: multi currency, crypto and virtual card, and conversion costs 0%. With 3 currencies covered, spending inside that set carries no conversion fee, while a wider itinerary would run into the account's currency set.