Ledger review
Updated October 12, 2026 · HodlCue Editorial Team
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Our verdict
Ledger centres on self custody through hardware signers that keep private keys offline while you buy, swap and stake through its wallet app. It suits holders who want control of many assets and accept managing backups and recovery phrases themselves.
Key facts
Crypto wallets
Crypto exchanges
- Coins listed
- 15,000↗
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- WikidataXLinkedIngithub.com
Pros and cons
Pros
- Manages more than 15000 crypto assets including Bitcoin, Ethereum and Solana
- Keeps private keys offline in dedicated signers for buying, swapping and staking
- Offers combination of backups plus clear warning to never share recovery phrase
- Supports DeFi and Web3 access with app gateway and educational quests
Cons
- Requires looking after hardware signer and backup phrases at all times
- Phone alone is not secure, so daily management needs a separate signer
Who it suits
- Holders who want private keys held offline
- People managing many coins and NFTs in one app
Who should look elsewhere
- People who want exchange based custody
Safety and regulation
You stay in control because private keys remain offline inside dedicated signers while you approve activity in the wallet app. There is a clear warning about phishing and that the 24 words of your recovery phrase will never be requested. You are told never to share those words with anyone. A combination of backups helps you remain protected at home or on the move. Losing a signer does not mean losing coins if backups are kept correctly.
How Ledger compares
Where Ledger is available
- Available
- Austria, Belgium, Brazil, Bulgaria, Canada, Colombia, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States
- Licence in United Kingdom
- Financial Conduct Authority (FCA), Monavate Ltd (901097), checked September 26, 2026
- Licence in Lithuania
- UAB Monavate (registered and regulated in Lithuania) (305628001), checked September 26, 2026
- Licence in Portugal
- Banco de Portugal (Frozen Time Unipessoal LDA, Crypto Asset Services), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which crypto assets can be managed with Ledger?+
Ledger management covers more than 15000 crypto assets through the wallet app for daily use. Named examples include Bitcoin, Ethereum, Solana, XRP and stablecoins for broad choice. You can view and handle many different coins and related balances in one clear place.
How does the Ledger Wallet app work?+
The Ledger Wallet app acts as a gateway for buying, swapping and staking with third party providers. You compare providers inside the app and then choose how to proceed with each action. Your dedicated signer keeps private keys offline while you review and approve every request.
What happens if a Ledger signer is lost?+
Protection centres on a combination of backups and offline signing for every approval. Guidance warns that recovery phrases must never be shared with anyone. Keeping backups separate helps you restore access and stay secure if a signer is lost.
What does self custody mean with Ledger?+
Ledger is built around self custody rather than leaving coins on an exchange or software wallet. The core idea is not your keys, not your coins for true ownership. You hold approval power while dedicated signers enforce each transaction offline.
Which company operates Ledger?+
Ledger is operated by Ledger SAS. (Source, checked September 26, 2026)
Where is Ledger based?+
Ledger is based in France. (Source, checked September 26, 2026)
How can I contact Ledger support?+
Ledger offers support through Email, Chat. (Source, checked September 26, 2026)
Sources
- shop.ledger.com/pages/cl-card-crypto-card checked September 26, 2026
Backs: Card type, Cashback rate, Features, Card network, Licences
“The VISA debit card offered in the US is in partnership with Cross River Bank, Member FDIC”
- shop.ledger.com/pages/hardware-wallet checked September 26, 2026
Backs: Backup options, Price
“You can also restore access to your wallet without your seedphrase with Ledger Recover!”
- shop.ledger.com/pages/ledger-flex checked September 26, 2026
Backs: Connectivity, Secure element
“USB-C Bluetooth NFC”
- ledger.com checked September 26, 2026
Backs: Headquarters, Legal entity
“Copyright (c) Ledger SAS. All rights reserved. 106 rue du Temple, 75003 Paris, France”
- ledger.com checked September 26, 2026
Backs: Coins listed, Coins supported, Wallet type
“Manage 15,000+ crypto daily”
- withcl.com/faq checked September 26, 2026
Backs: Support channels
“Our support team is available 24/7 via e-mail and messaging.”
- withcl.com/legal checked September 26, 2026
Backs: Custody
“Spend crypto from self-custody”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.