LASCO Gold Visa Prepaid review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
The LASCO Gold Visa Prepaid is a Jamaican prepaid card for kids and for travel spending, on the Visa network with a monthly fee of JMD 300. It suits parents shopping for a child's first card, and travellers who value cashback over a cheaper monthly cost.
Key facts
- Best for
- A prepaid Visa card for a child, with cashback of 35% on everyday spend.
- Monthly fee
- JMD 300↗
- Currency conversion fee
- 3.5%↗
- Free ATM withdrawals
- JMD 0↗
- Card type
- Prepaid↗
- Cashback rate
- 35%↗
- Card network
- Visa↗
- Legal entity
- LASCO Financial Services Limited↗
- Headquarters
- Jamaica↗
- Support channels
- Email, Phone↗
- Features
- Travel
- Audience
- Kids
- Official website
- lascojamaica.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Elsewhere
- LinkedInXlascogold.com
Pros and cons
Pros
- Cashback of 35% adds to the value of everyday spending.
- A prepaid card type aimed at kids, which suits a child's first card.
- Travel is a listed feature, and the card runs on the visa network.
- Support runs on email and phone, so a parent can call or write for help.
Cons
- A monthly fee of JMD 300 applies, while Monzo Flex, £0, Wise, £0, and Bitpanda, €0, carry no monthly cost.
- Currency conversion costs 3.5%, and the card ranks 222 of 237 on the site for that fee.
- The free ATM withdrawal allowance is JMD 0, so cash withdrawals are a paid extra.
Who it suits
- Parents in Jamaica who want a prepaid card for a child, with cashback of 35% on top.
- Travellers who want a prepaid Visa card, since travel is a listed feature and the network is visa.
- Readers weighing crypto cards such as Bitpanda who prefer a plain prepaid card from LASCO Financial Services Limited.
Who should look elsewhere
- Anyone who wants no monthly charge: Monzo Flex and Wise list £0 and £0.
- People who convert currency often, since a conversion fee of 3.5% adds to the monthly fee of JMD 300 on trips abroad.
- Anyone who needs live chat help, because support runs on email and phone.
How LASCO Gold Visa Prepaid compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.2
8.7 vs 9.5
8.7 vs 9.6
8.7 vs 9.0
8.7 vs 9.1Charges €0 a month and sits in the crypto card set, while LASCO is a prepaid card.
8.7 vs 8.9
8.7 vs 8.1
8.7 vs 8.2
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 8.9- 8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.6
8.7 vs 8.5
8.7 vs 8.3
Where LASCO Gold Visa Prepaid is available
- Available
- Jamaica
- Licence in Jamaica
- Bank of Jamaica - Fintech Regulatory Sandbox, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the LASCO Gold Visa Prepaid cost each month?+
The card carries a monthly fee of JMD 300. Compare that with the free monthly fees listed for Monzo Flex, £0, Wise, £0, and Bitpanda, €0. Cashback of 35% on purchases is what a parent gets back for that cost.
What does it cost to convert currency on the card?+
Converting currency on the card costs 3.5%, separate from the monthly fee of JMD 300. That rate puts the card at position 222 of 237 on the site, so travellers who convert currency often pay more per conversion.
Are ATM withdrawals free on this card?+
The free ATM withdrawal allowance is JMD 0, so no free cash machine allowance is built in. Budget for withdrawals as a separate cost on top of the monthly fee of JMD 300.
Who regulates LASCO and where is the company based?+
LASCO Financial Services Limited is based in Jamaica, JM, and takes part in the Bank of Jamaica Fintech Regulatory Sandbox. The product is a prepaid card aimed at kids, with travel among its listed uses.
Who is this card made for?+
The listed audience is kids and the card type is prepaid, which fits a child's first card. Travel is also a listed feature, so a family holiday abroad can run on the same card.
What rewards come with the card?+
Purchases earn cashback at a rate of 35%, which is the strongest number on this card. Set against the monthly fee of JMD 300, the cashback is what makes the cost easier to carry for steady spending.
How do I get help if the card is lost?+
Support runs on email and phone, so help arrives as a call or an email rather than a live chat. A lost card or a disputed payment means a written reply or a phone call to LASCO Financial Services Limited.
Which network does the card run on?+
The card runs on the visa network, so it is accepted wherever Visa is accepted, at home and abroad. It is issued by LASCO Financial Services Limited, which is based in Jamaica, JM.
Sources
- lascojamaica.com/financial/about-our-company checked September 26, 2026
Backs: Headquarters
“To be the largest non-bank financial services institution in Jamaica.”
- lascojamaica.com/financial/lasco-gold-fees checked September 26, 2026
Backs: Free ATM withdrawals, Currency conversion fee, Monthly fee
“ATM Withdrawal & Teller Cash Withdrawals J$55.00 + G.C.T”
- lascojamaica.com/financial/lasco-gold-visa-prepaid-card checked September 26, 2026
Backs: Audience, Card type, Cashback rate, Features, Legal entity, Card network, Support channels, Licences
“Add up to 2 LASCO Gold Family Cards for kids, teens and relatives.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
LASCO Gold Visa Prepaid
A prepaid Visa card for a child, with cashback of 35% on everyday spend.