Krungsri Signature review

The monthly fee runs THB 0 to THB 4,280 depending on the tier you pick, so there is a level with no charge and a higher tier that costs more. Look at your own spending pattern before choosing the higher level.

Conversion costs 2.5% on spending in another currency, which sits above the site median of 1% for cards. If you pay abroad often, that difference adds up quickly, so run the numbers on a typical trip before you apply.

Yes. Cashback of 5% applies on what you spend, and travel is the use the card is built around. Cashback sits against the 2.5% conversion cost, so it does not always cancel it out.

The card runs on visa, and Visa accounts for 57.6% of the cards in this category. That makes a visa card the straightforward pick if you would rather have the network most card holders already know.

The card is issued by Krungsriayudhya Card Company Limited, a card company based in Thailand. The issuer is named in the terms, so read those before you apply, especially the wording on fees and on the cashback rate of 5%.

Support runs on phone and help centre only, so a written answer may mean keeping your own notes until a call is sorted out. Questions about the card itself go to Krungsriayudhya Card Company Limited in Thailand, and a phone call is the quickest route to an answer.

Travel is the feature the card is built around, and it pairs with cashback of 5% on what you spend. That mix suits people who pay in several currencies on a regular basis. The conversion cost of 2.5% is the number to watch on those trips.

It is issued in TH by Krungsriayudhya Card Company Limited, so it is aimed at people who bank and spend in that market. If you live elsewhere, check availability with the card company before you plan a trip around the card, and support on phone and help centre is where to ask about your own country.