Khalti by IME review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
Khalti by IME differs from a plain debit card because it acts as a unified payment platform rather than a single linked card. For residents in Nepal who handle bills, transfers, travel booking and everyday financial services in one app, it gathers wide networks and services under one name.
Key facts
- Best for
- People in Nepal handling bills, transfers and bookings together
- Monthly fee
- NPR 0↗
- Founded
- 2017↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- khalti.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- apps.apple.com
Pros and cons
Pros
- Unites two payment heritages into one app for wider merchant and service access
- Covers bills, transfers, travel booking, entertainment and access to financial services
- Provides tools that help merchants accept payments and support business growth
- Keeps completed identity verification valid so repeat checks are unnecessary
Cons
- Serves users across Nepal, which limits use for people based elsewhere
- Covers many service areas at once, which can feel broad for simple payment needs
Who it suits
- Nepal residents managing bills, transfers and bookings in one place
- Merchants seeking in person acceptance and website payment integration
- Remittance receivers connecting global funds to local use
Who should look elsewhere
- People seeking services outside Nepal
Safety and regulation
Safety and regulation for Khalti by IME rest on its base in two payment service providers holding licences from NRB. That licensed base underpins bill settlement, transfers involving banks, remittance links and wallets, plus access to savings, insurance and investments. Identity verification completed with either predecessor remains valid on the unified platform, so repeat checks are unnecessary. Linked banks, cards and payment methods stay connected without fresh linking.
How Khalti by IME compares
Where Khalti by IME is available
- Available
- Nepal
- Licence in Nepal
- Nepal Rastra Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Khalti by IME?+
Khalti by IME is a unified payment platform for payments, transfers, travel booking and financial services. It operates as one app with a shared digital financial ecosystem. It aims to widen access to digital finance for every user across Nepal.
Where does Khalti by IME operate?+
Khalti by IME serves users across Nepal through its unified app and payment network. It also supports links for remittance sent from around the world. Its travel and hospitality network focuses on destinations within Nepal.
Which companies stand behind the platform?+
Khalti by IME stands on two payment service providers holding licences from NRB. Both providers contribute merchant networks, services and user experience to the unified app. Their shared aim is wider access to digital finance across Nepal.
Does Khalti by IME charge a monthly fee?+
The monthly fee at Khalti by IME is NPR 0. (Source, checked September 26, 2026)
When was Khalti by IME founded?+
Khalti by IME was founded in 2017. (Source, checked September 26, 2026)
How can I contact Khalti by IME support?+
Khalti by IME offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- khalti.com checked September 26, 2026
Backs: Licences
- khalti.com/about checked September 26, 2026
Backs: Founded
“Launched in January 2017, Khalti is an emerging online payment solution in Nepal”
- khalti.com/contact checked September 26, 2026
Backs: Support channels
“support@khalti.com - 01-5970017 - Help & Support”
- khalti.com/info/charges checked September 26, 2026
Backs: Monthly fee
“Below Rs. 100 FREE - Khalti Service Charges / Tariffs”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.