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KeeCash review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

KeeCash gives business customers a virtual Mastercard for a monthly fee of $0 and a currency conversion fee of 0%. It suits companies paying across currencies from crypto balances, and less suits anyone who wants a physical card or a personal account.

Key facts

Best for
A business virtual card with a monthly fee of $0 and a conversion fee of 0%.
Monthly fee
$0↗
Currency conversion fee
0%↗
Card type
Virtual↗
Top-up fee
Top-up fee: free on the Gold Mastercard; 1.5% of the amount topped up on the Black Mastercard / Black Visa (minimum top-up $4)↗
Card network
Mastercard↗
Legal entity
KeeCash SAS (RCS Laval 884034539)↗
Headquarters
France↗
Founded
2018↗
Support channels
Email, Chat, Help-centre, Community↗
Features
Multi-currency, Crypto, Virtual card, Travel
Audience
Business
Official website
keecash.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedIn

Pros and cons

Pros

  • A currency conversion fee of 0% puts its rank at 1 out of 237 brands compared.
  • The monthly fee is $0, the same as Wise at £0 and Monzo Flex at £0.
  • Features cover multi currency, crypto and virtual card, so travel, crypto and multi-currency spend share one card.
  • Registered in FR and running since 2018.

Cons

  • Card type is virtual, so there is no physical card to carry.
  • Top-up charges differ by card: loading money is free on the Gold tier, while the Black Mastercard and Black Visa take a cut of the amount loaded and set a floor on the smallest top-up.
  • Support runs on email, chat and help centre only.
KeeCash

Ready to try KeeCash?

Scored 9.1 / 10 by HodlCue.

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Who it suits

  • Business accounts that pay in several currencies, the segment business covers.
  • Travellers who would rather keep a virtual card in a phone than in a wallet.
  • Companies already spending from a crypto balance, since multi currency, crypto and virtual card covers crypto alongside multi-currency.

Who should look elsewhere

  • Anyone wanting a physical card, as KeeCash is virtual.
  • Wise, if a £0 monthly fee and multi-currency spending are enough and crypto adds nothing you need.
  • Monzo Flex, at a £0 monthly fee, for everyday spending with no crypto requirement.

How KeeCash compares

Where KeeCash is available

Available
Algeria, Angola, Benin, Botswana, Burkina Faso, Burundi, Cabo Verde, Cameroon, Central African Republic, Chad, Comoros, Congo, Côte d'Ivoire, Democratic Republic of the Congo, Egypt, Equatorial Guinea, Eswatini, Gabon, Gambia, Ghana, Guinea, Guinea-Bissau, India, Kenya, Lesotho, Liberia, Madagascar, Malawi, Mali, Mauritania, Morocco, Mozambique, Namibia, Niger, Nigeria, Rwanda, São Tomé and Príncipe, Senegal, Seychelles, Sierra Leone, Tanzania, Togo, Tunisia, Uganda, Zambia, Zimbabwe

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does it cost to hold a KeeCash account?+

The monthly fee is $0 and the currency conversion fee is 0%, so holding the account and spending in other currencies carry no extra charge. Top-ups are the part that varies, and it depends on the card you hold.

What does it cost to convert currency?+

The conversion fee is 0%, which puts KeeCash at rank 1 out of 237 brands on this measure. The median across the site sits at 1%, so KeeCash sits well under the typical conversion charge.

Is the card physical or virtual?+

The card type is virtual, so nothing physical goes in a wallet and the card details sit in the app. Cards run on mastercard. It suits people who would rather leave the card in a phone and set it up once.

Who is the account aimed at?+

The audience is business, so this is a company account rather than a personal one. The feature set leans the same way, covering multi currency, crypto and virtual card for travel and multi-currency spend. A personal everyday account is a poor fit.

What do top-ups cost?+

Top-ups are free on the Gold Mastercard. The Black Mastercard and Black Visa take a share of the amount topped up and set a minimum top-up, so the cheaper route depends on which card sits in your wallet. Cards run on mastercard.

How do I get help?+

Support runs on email, chat and help centre. That set covers written enquiries, live chat, a help centre and a community, with no phone line listed among the channels. The virtual card means most settings live in the app rather than on plastic.

Where is KeeCash based and how long has it run?+

KeeCash SAS is registered in France and has been running since 2018. Its overall score here is 7, and the cost part of that score is 7, which puts fees among the stronger points.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Free ATM withdrawals, Protection.

Related by the facts

KeeCash

KeeCash

A business virtual card with a monthly fee of $0 and a conversion fee of 0%.

9.1/10See alternatives