KB PRASAC Bank review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
KB PRASAC Bank suits Cambodian customers who want a plain Visa debit card for everyday spending and travel. The 1% to 2% currency conversion fee and a free ATM allowance of $0 make it a thin pick for overseas money.
Key facts
- Best for
- Visa debit spending inside Cambodia.
- Currency conversion fee
- 1% to 2%↗
- Free ATM withdrawals
- $0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- KB PRASAC Bank Plc.↗
- Headquarters
- Cambodia↗
- Founded
- 1995↗
- Features
- Travel
- Official website
- kbprasacbank.com.kh
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInXfacebook.com
Pros and cons
Pros
- A simple Visa debit card, debit, for everyday payments
- Built for travel use, per the card features
- Free ATM withdrawals of $0, so nothing is included
- A Cambodian bank licensed by the National Bank of Cambodia, founded 1995
Cons
- Currency conversion costs 1% to 2% on card spending abroad
- Free ATM withdrawals come to $0, so no allowance is included
- Conversion sits above the 1% site median and near the 2.2% upper quartile
Who it suits
- Customers banking in Cambodia who pay locally with a Visa debit card
- Travellers spending abroad who can absorb 1% to 2% on conversion
- People who want a card from a bank supervised by the National Bank of Cambodia
Who should look elsewhere
- Anyone chasing free conversions, since Wise charges 0.1%
- Frequent cash withdrawers, given a free allowance of $0
- Spenders who want a virtual or prepaid card, as this one is a debit card
How KB PRASAC Bank compares
9.0 vs 9.49.0 vs 9.0
9.0 vs 8.29.0 vs 9.5
9.0 vs 9.6
9.0 vs 9.0
9.0 vs 9.1Conversion of 0% also comes in under 1% to 2%, with no free ATM withdrawals of $0 to weigh.
9.0 vs 8.9
9.0 vs 8.1
9.0 vs 8.2
9.0 vs 9.5
9.0 vs 9.4
9.0 vs 9.2
9.0 vs 9.19.0 vs 9.0
9.0 vs 8.9- 9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.6
9.0 vs 8.5
9.0 vs 8.3
Where KB PRASAC Bank is available
- Available
- Cambodia
- Licence in Cambodia
- National Bank of Cambodia, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does KB PRASAC Bank charge for a card currency conversion?+
Conversion costs 1% to 2% on card spending in another currency. The site median for cards is 1%, so this card sits above the middle of the field. Wise charges 0.1% for comparison, which is a gap worth weighing before a trip.
Does the card come with any free ATM withdrawals?+
The free allowance is $0, so nothing is included before charges apply. Some cards do bundle withdrawals, and the site median is €0 with an upper quartile of €118.23. Check the withdrawal pricing before planning cash use.
Is KB PRASAC Bank regulated?+
Yes. The bank operates under a licence from the National Bank of Cambodia and is registered as KB PRASAC Bank Plc.. Its headquarters are in Cambodia, and it was founded in 1995.
What kind of card is it?+
It is a debit card on the visa network. Debit cards are the most common type in the category, at 73.4% of the listings compared, so it draws directly on the linked bank account rather than a separate balance.
Is there a monthly fee on the card?+
No monthly fee is listed for this card, and most cards in the category charge none, with a site median of €0. The higher figures in the field go as far as €99, so a monthly charge is not a given across the market.
What is the card designed for?+
Travel is the named feature for the card, and the debit runs on visa, so it works wherever that network is accepted. Keep in mind that foreign spending still carries the 1% to 2% conversion cost.
How does KB PRASAC Bank compare on the offer score?+
The offer score is 3.2, matching the overall score of 3.2. Against that, the free ATM withdrawal ranking of 38 out of 104 brands shows where the weakness sits, since the allowance is $0.
Sources
- kbprasacbank.com.kh/en/bank-overview/history checked September 26, 2026
Backs: Founded
“Originated in 1995 as a development project under the name of PRASAC”
- kbprasacbank.com.kh/en/bank-overview/license checked September 26, 2026
Backs: Legal entity, Licences
“KB PRASAC Bank Plc.”
- kbprasacbank.com.kh/en/personal/self-banking/cards/visa-d... checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Features, Currency conversion fee, Headquarters, Card network
“Withdrawal - KB PRASAC ATM/CDM - Free (Either USD or KHR) - VISA Debit Cards”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Protection.