BitPay Card vs Kast Card - HodlCue
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BitPay Card vs Kast Card

BitPay Card vs Kast Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

BitPay Card

BitPay Card

The BitPay Card lets you spend supported cryptocurrencies at any merchant that accepts Visa, converting crypt…

VS
Kast Card

Kast Card

Kast Card is a custodial crypto card that lets users spend digital assets at millions of merchants. Read on f…

Head-to-head comparison

Effective rewards

BitPay Card

No base reward on everyday spend

Kast Card

Reward asset

BitPay Card

None (occasional promos)

Kast Card

Custody

BitPay Card

Custodial

Kast Card

Custodial

Annual fee

BitPay Card

$0 stated

Kast Card

FX fee

BitPay Card

~3% foreign transaction fee (poor for travel)

Kast Card

ATM fee

BitPay Card

Applies

Kast Card

Conversion spread

BitPay Card

BitPay conversion rate on load

Kast Card

Network

BitPay Card

Mastercard

Kast Card

Apple / Google Pay

BitPay Card

Yes

Kast Card

Region availability

BitPay Card

United States only; new applications paused (waitlist)

Kast Card

Pros & cons

BitPay Card

BitPay Card

Pros

  • Spend crypto directly at millions of Visa merchants
  • Supports multiple cryptocurrencies and stablecoins
  • Easy integration with BitPay wallet
  • No need to manually sell crypto on an exchange

Cons

  • Custodial: BitPay holds the private keys
  • Fees can add up (issuance, monthly, reload, ATM)
  • Primarily available to U.S. residents only
Kast Card

Kast Card

Pros

  • Convenient for spending crypto at millions of merchants
  • Simplifies conversion from crypto to fiat
  • Suitable for beginners new to crypto spending
  • No need to manage private keys yourself

Cons

  • Custodial means you don't control your private keys
  • Potential fees may reduce spending value
  • Limited to supported cryptocurrencies and regions
BitPay Card

BitPay Card

The BitPay Card lets you spend supported cryptocurrencies at any merchant that accepts Visa, converting crypto to fiat at the point of sale. It is a custodial prepaid card issued by BitPay, designed for users who want to use their digital assets for everyday purchases.

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Kast Card

Kast Card

Kast Card is a custodial crypto card that lets users spend digital assets at millions of merchants. Read on for what it offers, who it suits, and key factors to consider before signing up.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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