| Risk grade |
AA
|
BBB
|
| APY |
ETH staking ~2.5-3% APR (net of Coinbase ~35% commission); USDC rewards ~4% (directional); SOL, ADA, DOT etc. vary
|
jitoSOL ~7-8%+ APR (base SOL staking + MEV tips; directional)
|
| Base vs max rate |
Rates are net-of-commission; little promo inflation; USDC rewards are a marketing rate not staking
|
MEV component makes the 'max' rate variable/lumpy vs a steadier base staking rate
|
| Assets |
ETH, SOL, ADA, DOT, ATOM, XTZ and other PoS coins; USDC rewards
|
SOL (jitoSOL)
|
| Lock-up / unbonding |
Protocol unbonding applies (ETH exit queue, ~days-weeks); cbETH available as liquid alternative
|
jitoSOL liquid (no lockup); unstake via market or epoch delay
|
| Custody |
Staked assets delegated to validators, not lent out; NYDFS-regulated custody; public-company disclosures; takes a commission on rewards
|
Non-custodial, on-chain; risks are smart-contract, Solana network, and MEV-yield variability
|
| Liquid-staking token |
cbETH (Coinbase Wrapped Staked ETH)
|
jitoSOL
|
| Payout frequency |
Per-asset schedule (ETH ~ daily accrual)
|
Per Solana epoch (~2 days)
|
| US access |
Yes (staking restricted in some US states)
|
Yes (permissionless)
|