| Risk grade |
A
|
BBB
|
| APY |
Flexible Simple Earn ~1-5%, locked/promotional higher; ETH staking (WBETH/BETH) ~3% APR (directional)
|
jitoSOL ~7-8%+ APR (base SOL staking + MEV tips; directional)
|
| Base vs max rate |
Notable max-vs-base gap: locked + promotional 'bonus tier' rates far exceed flexible base
|
MEV component makes the 'max' rate variable/lumpy vs a steadier base staking rate
|
| Assets |
BTC, ETH, USDT, USDC and 300+ assets; on-chain staking for many PoS coins
|
SOL (jitoSOL)
|
| Lock-up / unbonding |
Flexible (instant) or locked (7-120 days); ETH staking via BETH/WBETH liquid tokens
|
jitoSOL liquid (no lockup); unstake via market or epoch delay
|
| Custody |
Publishes Merkle-tree PoR; Simple Earn products deploy user assets (counterparty risk); very large balance sheet but opaque
|
Non-custodial, on-chain; risks are smart-contract, Solana network, and MEV-yield variability
|
| Liquid-staking token |
WBETH / BETH (ETH staking)
|
jitoSOL
|
| Payout frequency |
Daily
|
Per Solana epoch (~2 days)
|
| US access |
No (Binance.com); Binance.US is a separate, more limited entity
|
Yes (permissionless)
|