Jet Bank review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Jet Bank gives you a Mastercard debit card with a monthly fee of ALL 0 and a currency conversion fee of 0%, so everyday spending costs nothing to run. It suits people who pay in foreign currency often and want a virtual card for online shopping without paying to hold the account.
Pros and cons
Pros
- Monthly fee of ALL 0 on the current account
- Currency conversion fee of 0% across Mastercard spending
- Virtual card, travel and multi-currency features on the debit card
- Mastercard network gives broad acceptance at retailers and online
Cons
- Only 2 currencies are held in the account
- FX fee ranks 1 of 237 brands compared on conversion fee
Who it suits
- People who want a debit card with no monthly charge
- Travellers who often pay in foreign currency
- Shoppers who want a virtual card for online payments
Who should look elsewhere
- Bitpanda, if you want a card tied to buying and holding crypto
- Monzo Flex, if you prefer a card alongside a broader budgeting app
- Wise, if you hold many currencies beyond 2
How Jet Bank compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.6
9.1 vs 9.0
9.1 vs 9.1Bitpanda has a monthly fee of €0 and links the card to buying and holding crypto.
9.1 vs 8.9
9.1 vs 8.1
9.1 vs 8.2
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 8.9- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.3
Where Jet Bank is available
- Available
- Albania, Austria, Bahrain, Belgium, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, India, Ireland, Israel, Italy, Kuwait, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Oman, Philippines, Poland, Portugal, Qatar, Romania, Saudi Arabia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Jet Bank charge each month?+
The current account carries a monthly fee of ALL 0, so there is no standing charge for holding it. The card works as a debit card on the mastercard network, so you can also use it wherever Mastercard is accepted.
Is there a fee for spending in other currencies?+
The currency conversion fee is 0%, which means converting between currencies costs nothing extra. The card supports a multi-currency feature, so you can hold and spend in more than one currency without a conversion charge.
Can I get a virtual card for online shopping?+
Yes. The listed features of the card are virtual card, travel and multi currency, so a virtual card is included. It gives you a card number for online stores without a physical card in your wallet.
How many currencies can I hold with Jet Bank?+
The account supports 2 currencies, which keeps the setup simple if you only travel or shop in a couple of places. If you need to hold and switch between more of them, Wise offers a wider multi-currency set with a monthly fee of £0.
Which card network does Jet Bank use?+
The debit card runs on mastercard. Debit is the most common card type in this category, at 73.4% of the brands compared, so a Mastercard debit card is a straightforward everyday choice.
Who is a Jet Bank card suited to?+
It suits people who want a straightforward debit card with a monthly fee of ALL 0 and a conversion fee of 0%. The travel feature also helps if you regularly pay in foreign currency.
Does the Jet Bank card link to crypto trading?+
The card is a debit card for spending from your current account, not a crypto exchange card. If you want a card tied to digital assets, Bitpanda pairs a monthly fee of €0 with crypto buying and holding.
Sources
- jet.bank/personal/products/accounts/current-account checked September 26, 2026
Backs: Currencies, Monthly fee
“You can hold current accounts in Albanian Lek (ALL) and Euro (EUR) - Jet Current Account”
- jet.bank/personal/products/cards/debit-cards/debit-master... checked September 26, 2026
Backs: Card type, Features, Currency conversion fee, Card network
“The Jet Bank Virtual Mastercard Debit Card is a digital debit card linked to your Jet Bank account”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.