AIB review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Irish retail banks issue a Visa debit card at a monthly fee of €6, well above the free cards listed alongside it. It suits readers who want a bank-issued debit card for everyday spending and do not mind a recurring charge, not those who want no monthly cost at all.
Pros and cons
Pros
- Card type is debit, the same type used by most cards in this category at 73.4%.
- Runs on visa, the network behind most cards in the crypto card ranking at 57.4%.
- The running cost is a single monthly fee of €6, so the total is easy to plan around.
Cons
- The monthly fee of €6 is above £0 at Monzo Flex, £0 at Wise and €0 at Bitpanda.
- On monthly fee it sits at position 354 of 379 cards compared.
Who it suits
- Readers in Ireland who want a bank-issued visa debit card and already bank with a retail bank.
- People who are happy paying €6 a month for a card of type debit.
- Readers who mainly want an everyday spending card rather than a card tied to a crypto balance.
Who should look elsewhere
- Anyone who wants no monthly charge: Monzo Flex, Wise and Bitpanda list £0, £0 and €0.
- Readers buying a card for crypto balances, where Bitpanda lists €0 while this card is debit on visa.
How AIB compares
A crypto card with a monthly fee of €0, against €6 on this card.
Frequently asked questions
What does this card cost each month?+
The monthly fee is €6. On the same measure, Monzo Flex, Wise and Bitpanda list £0, £0 and €0, so this card sits at the paid end of the group. The card type is debit.
Is there a cheaper card in the comparison?+
Yes on the monthly measure: Monzo Flex, Wise and Bitpanda each list £0, £0 and €0. On monthly fee this card ranks at position 354 of 379 compared, which matches the gap on price.
What kind of card is it?+
The card type is debit, the same type as most cards in this category, at 74.7%. Debit is also the most common card type across the site overall, at 73.4%, so this card follows the standard choice.
Which network does the card run on?+
The network is visa. It is the most common network among cards in this category, at 57.4%, and also the most common across the site at 57.6%. That makes the card usable wherever Visa is accepted.
Is this a crypto card?+
Nothing crypto-specific is listed for it. The card is debit, runs on visa and carries a monthly fee of €6, so it reads as an everyday bank card rather than a card tied to a crypto balance.
How does it score on cost?+
The cost score is 0.7 and the overall score is 0.7. The main driver is the monthly fee of €6, while the site median monthly fee is €0. Its rank of 354 of 379 compared is why the cost score sits low.
Who is this card suited to?+
Readers who bank in Ireland, want a visa debit card and treat €6 each month as a fair price. Readers who want no monthly charge will find £0 at Monzo Flex, £0 at Wise and €0 at Bitpanda instead.
What other costs matter when using the card?+
The charges listed are the monthly fee of €6 and a card type of debit. For context, the site median currency conversion fee is 1% and the site median free ATM withdrawal allowance is €0, so those two lines matter most when a card is used abroad.
Sources
- aib.ie/Fees-and-Charges checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“A Debit Card, which is accepted anywhere you see the Visa logo”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
AIB
Readers in Ireland who want a bank-issued visa debit card and can accept a monthly charge.