Interbank Cuenta Simple review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
For phone-first managers of everyday spending in Peru, Interbank Cuenta Simple is a digital account for organising expenses and moving money by phone. It serves people who want cards, loans and insurance alongside everyday money management in one central place.
Key facts
- Best for
- Phone-first everyday money management with added borrowing options
- Legal entity
- Banco Internacional del Peru S.A.A.↗
- Headquarters
- Peru↗
- Founded
- 1897↗
- Official website
- interbank.pe
Facts checked September 26, 2026, 1 source
Pros and cons
Pros
- Offers digital opening and phone-based organisation of everyday spending and transfers
- Links everyday money handling to cards, loans, credits and insurance ranges
- Covers transfers inside the country and transfers to and from abroad
- Provides mobile functions for ordering and controlling expenses without branch visits
Cons
- Focuses on one national market, which narrows relevance beyond its borders
- Centres service on digital channels, which limits face to face handling choice
Who it suits
- Phone-first managers of everyday spending in Peru
- Holders wanting cards, loans and insurance together
Who should look elsewhere
- Branch-dependent visitors wanting in-person handling
How Interbank Cuenta Simple compares
Frequently asked questions
What products sit alongside Interbank Cuenta Simple?+
Interbank Cuenta Simple sits within a broad personal range covering cards, loans, credits and insurance. The digital account handles everyday organisation while the wider range addresses borrowing and protection needs. The structure keeps routine money and longer term plans under one roof.
Which card products link to Interbank Cuenta Simple?+
Interbank Cuenta Simple connects everyday money to credit card options including a first card route. The range includes cards for travel and daily use alongside management through digital functions. Payment of card balances is also presented as part of the card service.
Which protection products appear in the Interbank Cuenta Simple range?+
Interbank Cuenta Simple is offered alongside digital payment protection and premium card protection. Full credit protection and standard credit protection are also part of the insurance range. The options allow card and credit cover to sit beside everyday money management.
Which transfer products work with Interbank Cuenta Simple?+
Interbank Cuenta Simple supports sending and receiving money inside the country and between banks through clearing. Transfers between the home country and destinations abroad are covered in both directions. The coverage serves people whose financial life remains anchored at home with links abroad.
Which company operates Interbank Cuenta Simple?+
Interbank Cuenta Simple is operated by Banco Internacional del Peru S.A.A.. (Source, checked September 26, 2026)
Where is Interbank Cuenta Simple based?+
Interbank Cuenta Simple is based in Peru. (Source, checked September 26, 2026)
When was Interbank Cuenta Simple founded?+
Interbank Cuenta Simple was founded in 1897. (Source, checked September 26, 2026)
Sources
- es.wikipedia.org/wiki/Interbank checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Interbank fue fundado en 1897”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
Interbank Cuenta Simple
Phone-first everyday money management with added borrowing options