ING Bank Slaski review

The monthly fee is PLN 0, so the account adds no recurring card charge. The other cards here sit at £0 for Monzo Flex, £0 for Wise and €0 for Bitpanda. On monthly cost alone, none of them is ahead.

It is a debit card. Debit is the most common type in this set at 73.4%, against 21.2% for prepaid and 5.4% for virtual. The practical effect is that spending draws on the bank account balance rather than a stored value.

The card runs on visa, and 57.6% of the cards in this set sit on that same network, so acceptance is broad wherever it is used. The rest of this set splits across other networks, which makes visa the safer pick if acceptance is what matters to you.

The issuer is ING Bank Slaski S.A., a bank headquartered in Poland and founded in 1988. So the money sits with a bank that has been operating since 1988, and the product is a retail banking account rather than a crypto platform account.

It suits Polish customers who want everyday banking with a monthly fee of PLN 0 and a debit card they can use wherever visa is accepted. It suits less well anyone who wants crypto on the card itself, since the balance sits with the bank.

Its cost score is 6, and the median monthly fee across this set is €0 with a high of €148.23. A monthly fee of PLN 0 therefore sits at the common end rather than the expensive end.

The overall score is 6, and on monthly fee it ranks at 1 of the 379 brands compared. That places the monthly charge at the bottom of the field, while the overall picture is more mixed.

The card runs on visa, so it works wherever that network is accepted, and the account is held with a bank based in Poland. As a debit card opened with a Polish bank, everyday spending behaves like any other bank card, including outside the home market.