Imagin review

The Imagin current account has a monthly fee of €0. That sits at the cheap end of the field, where most brands in this ranking sit at €0. So the account costs nothing to keep open, and the monthly figure is not what separates it from the other cards here.

It is a debit card. Spending comes out of the money in the current account rather than on a credit line, so funds need to be in place before the purchase. If you want a card that carries credit instead, the BMW Card von American Express in this group is the credit option.

The account is aimed at kids, which is the clearest signal in the range: 37.8% of the brands on the site target kids as well, so this is a well trodden corner of the market. It reads as a first account for a child rather than a full adult current account.

Travel is the feature the card is built around, so a child can pay for things on a trip without an adult standing there. The card is a debit card and the account fee is €0 a month, which covers the account itself rather than what a purchase abroad costs.

The figures are the same. Imagin charges €0 on the current account, Monzo Flex charges £0 and Wise charges £0. The BMW Card von American Express also sits at $0, so on monthly cost alone these cards are level and the choice comes down to who the account is for.

It ranks 1 of the 379 brands compared on that fee, and the overall score here is 6 out of ten. The cost part of that score is 6, so the rating does not put Imagin at the top of the field even with a fee of €0.

The comparison lines Imagin up with 3 other cards: Monzo Flex, Wise and the BMW Card von American Express. All four charge the same monthly fee, so nothing in the cost column separates them. What separates Imagin is the audience: kids, on a debit card with travel at its centre.