iCard review

The standard iCard account carries a monthly fee of €0, so there is no recurring charge to budget for. That places it at 1 of the 379 brands compared on this measure, alongside Monzo Flex at £0 and Wise at £0.

iCard is regulated by the Bulgarian National Bank in Bulgaria, the regulator named for the brand. The account comes from iCard AD, and the card is a debit card on the visa network. Support for the account runs on email, phone and help centre.

iCard is a debit card, so spending comes straight out of the balance held in the account rather than a borrowing arrangement. That makes it a different shape of account from a card that lends. It runs on the visa network, and the monthly fee is €0.

Travel is listed among the card's features, together with multi currency, virtual card and travel, and the card runs on visa, so it works wherever that network is accepted. As a debit card, each purchase draws on the account balance. The monthly fee is €0.

Support runs on email, phone and help centre. That is an email address for written questions, a phone line for urgent matters such as a blocked card, and a help centre for routine lookups. Readers who prefer to call rather than search will find a phone channel listed.

The monthly fee is the same across the field: €0 for iCard, £0 for Monzo Flex, £0 for Wise, and $0 for BMW Card von American Express. The currencies differ, so the balance you hold matters. On features, iCard lists multi currency, virtual card and travel on the visa network.

The cost score is 6 out of 6 overall, and iCard ranks 1 of the 379 brands compared on monthly fee. The monthly fee of €0 is the cost readers can check directly, and the card runs on visa.

A virtual card is one of the listed features for iCard, sitting alongside multi-currency and travel, so online payments and subscriptions can use their own card details. The account is a debit card, the network is visa, and the monthly fee is €0.