HyperJar review

The monthly fee is listed at £0, so there is no recurring charge on the account as described. Currency conversion is listed separately at 0%. Those are the two fees this comparison covers, and both sit at nothing in the listings.

The currency conversion charge is listed at 0%, which is why multi-currency spending and travel are among the account's features (multi currency and travel). Wise, by comparison, lists 0.1% for the same thing, so the gap between the two is the whole difference on this line.

It is prepaid, and it runs on the Mastercard network (mastercard), so it is accepted wherever Mastercard cards are. Monzo Flex, listed alongside, is debit, so the two differ by card type rather than by the monthly fee of £0 here.

The card runs on mastercard, so it is accepted wherever Mastercard is accepted. Both listed fees, the £0 monthly charge and the 0% conversion charge, sit at nothing, so the network is the practical thing to check.

The account list covers business, student and kids users (business, student and kids), and the feature set is multi-currency and travel (multi currency and travel). That points to a card for people who want spending control across everyday and travel payments, and for households setting rules for a child.

The listed support channels are help centre. No live chat or phone line is named in the listings, so questions go through written help. Anyone who needs a person on the phone may prefer a brand that lists more channels.

Travel and multi-currency are both listed features (multi currency and travel), and the conversion charge is 0%. On a card with no monthly charge (£0), currency changes are the main cost to think about, and here they are listed at nothing.

Bitpanda also lists a monthly fee of €0, and HyperJar sits at 1 in the ranking for that fee. On conversion, HyperJar is at 1 among the brands compared, against a site median of 1%.