Holyheld Card vs Plutus Card - HodlCue
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Holyheld Card vs Plutus Card

Holyheld Card vs Plutus Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

Holyheld Card

Holyheld Card

Holyheld Card is a non-custodial crypto card that lets you spend your crypto directly from your own wallet. I…

VS
Plutus Card

Plutus Card

The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases,…

Head-to-head comparison

Effective rewards

Holyheld Card

Up to 1% cashback

Plutus Card

3-9% PLU but only on eligible spend of GBP250-GBP1,000/month by plan; blended effective rate low

Reward asset

Holyheld Card

USDC

Plutus Card

PLU

Staking tier

Holyheld Card

Plutus Card

Paid plan required (Starter GBP6.99 / Everyday GBP9.99 / Premium GBP19.99); optional PLU stake boosts rate/perks

Custody

Holyheld Card

Non-custodial

Plutus Card

Custodial

Annual fee

Holyheld Card

Verify

Plutus Card

Subscription-based (see plans)

FX fee

Holyheld Card

Verify

Plutus Card

~2.5%

ATM fee

Holyheld Card

Verify

Plutus Card

Verify (limited free allowance)

Conversion spread

Holyheld Card

Top up from own wallet; minimal

Plutus Card

Fund from fiat/crypto; spread on top-up

Network

Holyheld Card

Verify (Visa/Mastercard)

Plutus Card

Visa

Apple / Google Pay

Holyheld Card

Verify

Plutus Card

Yes

Region availability

Holyheld Card

EEA

Plutus Card

UK and EEA

Pros & cons

Holyheld Card

Holyheld Card

Pros

  • Non-custodial: you control your private keys
  • Direct spending from your own wallet
  • Supports multiple wallets and networks
  • No need to deposit funds with a third party

Cons

  • Requires technical knowledge of wallets
  • Limited customer support options
  • Not available in all regions
Plutus Card

Plutus Card

Pros

  • Non-custodial, full control over funds
  • Up to 3% crypto back on purchases
  • Supports multiple fiat currencies
  • Staking rewards for additional perks
  • Visa acceptance worldwide

Cons

  • Not available in the US
  • Rewards paid in volatile PLU tokens
  • Fees for certain transactions
Holyheld Card

Holyheld Card

Holyheld Card is a non-custodial crypto card that lets you spend your crypto directly from your own wallet. It's designed for users who want full control over their funds without relying on a third-party custodian.

Read review
Plutus Card

Plutus Card

The Plutus Card is a non-custodial crypto card that lets you earn up to 3% crypto back on everyday purchases, combining a prepaid debit card with a self-custodial wallet.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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