Greenwood review

Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Greenwood was founded in 2020 and issues a debit card on the mastercard network, which suits everyday spenders who want a physical card in hand rather than a virtual one. Support runs by email, chat and phone, and the card is built for the US market.

Key facts

Best for
A mastercard debit card for everyday spending in the United States.
Monthly fee
$0↗
Card type
Debit↗
Card network
Mastercard↗
Legal entity
Greenwood↗
Headquarters
United States↗
Founded
2020↗
Support channels
Email, Chat, Phone, Help-centre↗
Official website
gogreenwood.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Pros and cons

Pros

  • Support runs by email, chat and phone, so phone and chat sit alongside email and a help centre.
  • A debit card rather than a virtual one, so there is a physical card to carry.
  • The mastercard network is used by 38.9% of the listings here, against 3.3% for local only cards.

Cons

  • Greenwood is headquartered in the United States and works a single market, so the card is built for spending there rather than a wider spread of countries.
  • Only the mastercard network is offered, so there is no second network to choose from in the range.
Greenwood

Ready to try Greenwood?

Scored 9.0 / 10 by HodlCue.

Who it suits

  • People in US who want a physical debit card for daily spending.
  • Card holders who put help by email, chat and phone ahead of a larger coin list.
  • Readers comparing monthly fees across currencies, with Monzo Flex, Wise and Bitpanda as the alternatives.

Who should look elsewhere

  • Monzo Flex users, since its monthly fee of £0 is priced in GBP while Greenwood's $0 is in USD.
  • Wise readers who prefer a monthly fee of £0 set in sterling.
  • Bitpanda customers who want a monthly fee of €0 priced in euros.

Who runs it

Greenwood is the legal entity behind the card, headquartered in the United States and founded in 2020. Support runs by email, chat and phone, which puts a help centre, email, chat and phone in reach for routine questions. Its base in US shapes which market the card is built for.

How Greenwood compares

Frequently asked questions

Is there a monthly fee for the Greenwood card?+

Greenwood charges a monthly fee of $0 for the card, and it is a debit card rather than a subscription with add ons. Readers who want a no charge card can compare £0 at Monzo Flex, £0 at Wise and €0 at Bitpanda.

What kind of card does Greenwood issue?+

The Greenwood card is a debit card, so it draws on the account balance rather than a prepaid balance loaded in advance. It runs on the mastercard network, which means it is accepted wherever cards on that network are taken. Debit cards make up 73.4% of the listings in this comparison.

Which card network does Greenwood run on?+

Greenwood uses the mastercard network. Cards on that network make up 38.9% of the listings here, against 57.6% for the other widely used network and 3.3% for local only cards. Worth a look before you apply if most of your cards sit elsewhere.

How do you reach Greenwood support?+

Support runs by email, chat and phone, so email, chat, phone and a help centre are all listed. Across the brands here a help centre appears on 79.6% of listings and phone support on 44.7%, so Greenwood covers the more common routes.

Who is behind Greenwood and where does it operate?+

The legal entity behind the card is Greenwood, headquartered in the United States and founded in 2020. That US base shapes the market the mastercard card is built for, and the company name you see on the account is Greenwood.

How does Greenwood compare with the other no charge cards?+

Greenwood's monthly fee of $0 is priced in USD, while Monzo Flex lists £0 in GBP, Wise lists £0 in GBP and Bitpanda lists €0 in EUR. All four sit at the free end of the 379 brands compared here, so currency and card setup decide between them.

Who is the Greenwood card for?+

It suits people in US who want a debit card, can reach help by email, chat and phone and pay a monthly fee of $0. Readers in other markets, or those who want a card priced in sterling or euros, have £0 at Wise or €0 at Bitpanda to compare.

How does Greenwood score on cost?+

Cost carries 6 of the 6 overall score, with the monthly fee of $0 doing most of that work. Card type and network shape what you can pay with rather than what the account costs to hold.

Sources

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Greenwood

Greenwood

A mastercard debit card for everyday spending in the United States.

9.0/10See alternatives