| Effective rewards |
1-5% (interim program 9 Nov 2025 to 30 Jun 2026, then partner-led; not permanent)
|
0% cashback (pure spending/off-ramp product)
|
| Reward asset |
GNO
|
-
|
| Staking tier |
GNO held in Safe: 0.1 (1%) / 1 (2%) / 10 (3%) / 100 (4%) + 1% OG NFT = 5% max
|
-
|
| Custody |
Non-custodial
|
Custodial
|
| Annual fee |
No annual fee (card purchase cost)
|
Virtual $10 / Solana Edition $10 / Physical $100 issuance
|
| FX fee |
0%
|
~1.2% FX markup
|
| ATM fee |
Verify; generally low
|
Verify
|
| Conversion spread |
0% conversion fee (EURe stablecoin spend)
|
1% crypto conversion fee
|
| Network |
Visa
|
Visa
|
| Apple / Google Pay |
Yes (Apple Pay)
|
Yes
|
| Region availability |
EEA, UK, Brazil (expanding)
|
50-100+ countries; no-KYC virtual tier; high daily limits
|