Provider comparison
Gnosis Pay Card vs Kast Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Gnosis Pay Card is a non-custodial crypto debit card that lets you spend your crypto directly from your own w…
Kast Card is a custodial crypto card that lets users spend digital assets at millions of merchants. Read on f…
Effective rewards
Gnosis Pay Card
Kast Card
Reward asset
Gnosis Pay Card
Kast Card
Staking tier
Gnosis Pay Card
Kast Card
Custody
Gnosis Pay Card
Kast Card
Annual fee
Gnosis Pay Card
Kast Card
FX fee
Gnosis Pay Card
Kast Card
ATM fee
Gnosis Pay Card
Kast Card
Conversion spread
Gnosis Pay Card
Kast Card
Network
Gnosis Pay Card
Kast Card
Apple / Google Pay
Gnosis Pay Card
Kast Card
Region availability
Gnosis Pay Card
Kast Card
| Feature | Gnosis Pay Card | Kast Card |
|---|---|---|
| Effective rewards | 1-5% (interim program 9 Nov 2025 to 30 Jun 2026, then partner-led; not permanent) | |
| Reward asset | GNO | |
| Staking tier | GNO held in Safe: 0.1 (1%) / 1 (2%) / 10 (3%) / 100 (4%) + 1% OG NFT = 5% max | |
| Custody | Non-custodial | Custodial |
| Annual fee | No annual fee (card purchase cost) | |
| FX fee | 0% | |
| ATM fee | Verify; generally low | |
| Conversion spread | 0% conversion fee (EURe stablecoin spend) | |
| Network | Visa | |
| Apple / Google Pay | Yes (Apple Pay) | |
| Region availability | EEA, UK, Brazil (expanding) |
Gnosis Pay Card
Gnosis Pay Card is a non-custodial crypto debit card that lets you spend your crypto directly from your own wallet. It offers a self-custodial alternative to traditional crypto cards, but requires careful setup and understanding.
Kast Card
Kast Card is a custodial crypto card that lets users spend digital assets at millions of merchants. Read on for what it offers, who it suits, and key factors to consider before signing up.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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