FUPS Bank review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
FUPS Bank works differently from a single balance debit card because one card can link to separate everyday balances and shared limits. For people who manage money with friends or family, it gives budgeting, splitting and in app messaging around sending and requesting money.
Key facts
- Best for
- Manage shared budgets and group spending together
- Card type
- Prepaid↗
- Card network
- Visa↗
- Legal entity
- Lydians Elektronik Para Hizmetleri A.S.↗
- Headquarters
- Turkey↗
- Founded
- 2018↗
- Support channels
- Email, Help-centre↗
- Features
- Virtual card, Multi-currency, Travel
- Official website
- fups.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
Pros and cons
Pros
- One card links to different balances with two PINs for separate spending
- Instant QR card pays at compatible POS terminals and withdraws at ATMs
- Create up to ten separate balances with spending limits for budgeting
- Split costs after payment or add people to pay together beforehand
Cons
- Card management and QR creation depend on using the mobile app
- QR payments work only where the shared QR system is accepted
- Named plastic cards arrive by post or from physical sales points
Who it suits
- Friends who divide meals, bills and trips
- Families who set shared limits for everyday spending
- Budgeters who keep separate pots for separate needs
Who should look elsewhere
- People who want a single traditional bank balance
How FUPS Bank compares
Where FUPS Bank is available
- Available
- Turkey
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is FUPS Bank and what does it do?+
FUPS Bank is a money app that helps you manage budgets, make payments and send or request money from your list. You can open separate balances for different needs, set spending limits and divide costs with other people. Bills, transfers to linked banks and cash withdrawals are also handled inside the app.
Which cards can you use for everyday spending?+
FUPS Bank offers a plastic card with contactless payments and a dual balance option on one card. You create a second PIN and choose which PIN you enter when you pay. The QR card is created inside the app for phone based payment at compatible terminals and cash access at ATMs.
What is the QR card for?+
The QR card is a card you create inside the app without carrying plastic. You use it at physical POS terminals and ATMs that accept the shared QR system. It suits everyday shopping and cash access when you prefer to pay directly from your phone.
How do shared limits and splitting work?+
Shared spending starts when you define a limit for chosen people and keep what remains unspent. After a purchase you can divide the total among selected contacts, or you can add participants before payment so everyone contributes at the till. Messaging ties the steps together so requests and shares stay visible.
Which company operates FUPS Bank?+
FUPS Bank is operated by Lydians Elektronik Para Hizmetleri A.S.. (Source, checked September 26, 2026)
Where is FUPS Bank based?+
FUPS Bank is based in Turkey. (Source, checked September 26, 2026)
When was FUPS Bank founded?+
FUPS Bank was founded in 2018. (Source, checked September 26, 2026)
How can I contact FUPS Bank support?+
FUPS Bank offers support through Email, Help-centre. (Source, checked September 26, 2026)
Sources
- bouncewatch.com/company/fups checked September 26, 2026
Backs: Headquarters
“FUPS is headquartered in Umraniye, Turkey”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Legal entity
“FUPS by Lydians Elektronik Para Hizmetleri A.S.”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Card type, Card network
“FUPS cards are prepaid cards”
- tracxn.com/d/companies/fups/__GQyHHtZPaYcKE_KwnLJTghtbWg9... checked September 26, 2026
Backs: Founded
“FUPS was founded in 2018”
- fups.com/en checked September 26, 2026
Backs: Features
“With FUPS, you can withdraw money from all ATMs and withdraw cash from ATMs abroad”
- fups.com/en/support.html checked September 26, 2026
Backs: Support channels
“FUPS support page available”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.