Found review
Updated October 13, 2026 · HodlCue Editorial Team
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Our verdict
For solo business owners who want checking joined with bookkeeping and tax organisation, Found provides online business checking with debit cards, contractor tools and expense tracking. It keeps payments, deductions and invoices in one place so daily admin stays tidy and visible.
Key facts
- Best for
- Small business owners wanting checking plus bookkeeping
- Card type
- Debit↗
- Card network
- Mastercard↗
- Legal entity
- Piermont Bank↗
- Headquarters
- United States↗
- Support channels
- Email↗
- Features
- Multi-currency, Virtual card
- Audience
- Business
- Official website
- found.com
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Combines business checking with bookkeeping, invoicing and contractor management
- Automatically categorises card spending and flags possible deductions
- Provides team cards with spend controls and separate sub accounts
- Includes an assistant for income questions and invoice creation
Cons
- Focuses on small business use rather than general personal banking
- Centres on an online account model rather than branch based service
- Organises money around business admin rather than broader banking needs
Who it suits
- Solo owners juggling banking and admin
- Small teams needing card spend controls
- Contractor based businesses wanting organised records
Who should look elsewhere
- People seeking personal current accounts
- Households wanting non business money tools
How Found compares
Where Found is available
- Available
- United States
- Licence in United States
- Mastercard Inc., checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who is Found built for?+
Found is designed for small business owners, including solo operators and small teams. It suits people who want checking joined with expense tracking, invoicing and contractor admin. The emphasis stays on keeping business money and records organised together.
How does Found handle bookkeeping and invoicing?+
Found tracks income and card spending and organises expenses into categories. It flags possible deductions and helps prepare records for tax time. The aim is to keep daily bookkeeping ordered without separate manual work.
What contractor and tax tools does Found include?+
Found includes tools for paying contractors and collecting the tax forms needed for them. It estimates quarterly taxes and sets money aside when income arrives. Sub accounts can also separate funds for clearer cash flow organisation.
What business stands behind Found?+
Found is the business behind this online business checking service for small business owners. It runs the checking account alongside bookkeeping, contractor tools and card spending controls. More than 750K small business owners are stated to have chosen the service.
Which company operates Found?+
Found is operated by Piermont Bank. (Source, checked September 26, 2026)
Where is Found based?+
Found is based in United States. (Source, checked September 26, 2026)
How can I contact Found support?+
Found offers support through Email. (Source, checked September 26, 2026)
Sources
- found.com checked September 26, 2026
Backs: Audience, Card type, Card network, Licences
“Integrated business finance platform for small business owners”
- found.com/business-banking checked September 26, 2026
Backs: Features
“Up to 10 physical cards and 20 virtual cards per account; international transactions accepted”
- found.com/partners checked September 26, 2026
Backs: Support channels
“Contact: partners@found.com”
- research.contrary.com/company/found checked September 26, 2026
Backs: Headquarters, Legal entity
“Piermont Bank, Member FDIC”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.