Provider comparison
Fold Card vs RedotPay Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial pr…
RedotPay Card lets you spend cryptocurrency at millions of merchants worldwide. It is a custodial card, meani…
Effective rewards
Fold Card
RedotPay Card
Reward asset
Fold Card
RedotPay Card
Staking tier
Fold Card
RedotPay Card
Custody
Fold Card
RedotPay Card
Annual fee
Fold Card
RedotPay Card
FX fee
Fold Card
RedotPay Card
ATM fee
Fold Card
RedotPay Card
Conversion spread
Fold Card
RedotPay Card
Network
Fold Card
RedotPay Card
Apple / Google Pay
Fold Card
RedotPay Card
Region availability
Fold Card
RedotPay Card
| Feature | Fold Card | RedotPay Card |
|---|---|---|
| Effective rewards | 1.5% back in BTC on credit card; +0.5% for paying balance in BTC; up to 4% on first $2k/month spend | 0% cashback (pure spending/off-ramp product) |
| Reward asset | Bitcoin (sats) | |
| Staking tier | None (Fold+ paid tier boosts perks) | |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee (credit card) | Virtual $10 / Solana Edition $10 / Physical $100 issuance |
| FX fee | Verify | ~1.2% FX markup |
| ATM fee | Verify (debit) | Verify |
| Conversion spread | Rewards bought as BTC; spot pricing | 1% crypto conversion fee |
| Network | Visa | Visa |
| Apple / Google Pay | Yes | Yes |
| Region availability | United States only | 50-100+ countries; no-KYC virtual tier; high daily limits |
Fold Card
Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial product designed for users who want to accumulate Bitcoin without actively trading.
RedotPay Card
RedotPay Card lets you spend cryptocurrency at millions of merchants worldwide. It is a custodial card, meaning the provider holds your funds, so you should understand the security and control trade-offs before signing up.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
Line up any two providers side by side, or browse the full list to find your next platform.
