Fold Card vs Kast Card - HodlCue
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Provider comparison

Fold Card vs Kast Card

Fold Card vs Kast Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.

Fold Card

Fold Card

Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial pr…

VS
Kast Card

Kast Card

Kast Card is a custodial crypto card that lets users spend digital assets at millions of merchants. Read on f…

Head-to-head comparison

Effective rewards

Fold Card

1.5% back in BTC on credit card; +0.5% for paying balance in BTC; up to 4% on first $2k/month spend

Kast Card

Reward asset

Fold Card

Bitcoin (sats)

Kast Card

Staking tier

Fold Card

None (Fold+ paid tier boosts perks)

Kast Card

Custody

Fold Card

Custodial

Kast Card

Custodial

Annual fee

Fold Card

No annual fee (credit card)

Kast Card

FX fee

Fold Card

Verify

Kast Card

ATM fee

Fold Card

Verify (debit)

Kast Card

Conversion spread

Fold Card

Rewards bought as BTC; spot pricing

Kast Card

Network

Fold Card

Visa

Kast Card

Apple / Google Pay

Fold Card

Yes

Kast Card

Region availability

Fold Card

United States only

Kast Card

Pros & cons

Fold Card

Fold Card

Pros

  • Earn Bitcoin on everyday spending
  • Simple custodial setup, no private key management
  • Works wherever Visa is accepted
  • Potential for promotional bonus rewards

Cons

  • Custodial risk: you do not control your Bitcoin
  • Reward rates may vary and can be low
  • Fees may apply for certain transactions
Kast Card

Kast Card

Pros

  • Convenient for spending crypto at millions of merchants
  • Simplifies conversion from crypto to fiat
  • Suitable for beginners new to crypto spending
  • No need to manage private keys yourself

Cons

  • Custodial means you don't control your private keys
  • Potential fees may reduce spending value
  • Limited to supported cryptocurrencies and regions
Fold Card

Fold Card

Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial product designed for users who want to accumulate Bitcoin without actively trading.

Read review
Kast Card

Kast Card

Kast Card is a custodial crypto card that lets users spend digital assets at millions of merchants. Read on for what it offers, who it suits, and key factors to consider before signing up.

Read review

Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.

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