Bitget Card
Pros
- Easy to use for everyday spending
- Wide merchant acceptance
- Supports multiple cryptocurrencies
- Instant conversion at point of sale
Cons
- Custodial, so you don't control your keys
- Potential fees and limits
- Not available in all regions
Provider comparison
Bitget Card vs Fold Card
Bitget Card vs Fold Card: compare effective rewards, reward asset, fees, regulation, and custody in one head-to-head table.
Bitget Card
Bitget Card is a crypto card that allows you to spend your cryptocurrency at millions of merchants worldwide.…
VS
Fold Card
Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial pr…
Head-to-head comparison
Effective rewards
Bitget Card
Fold Card
1.5% back in BTC on credit card; +0.5% for paying balance in BTC; up to 4% on first $2k/month spend
Reward asset
Bitget Card
Fold Card
Bitcoin (sats)
Staking tier
Bitget Card
Fold Card
None (Fold+ paid tier boosts perks)
Custody
Bitget Card
Custodial
Fold Card
Custodial
Annual fee
Bitget Card
Fold Card
No annual fee (credit card)
FX fee
Bitget Card
Fold Card
Verify
ATM fee
Bitget Card
Fold Card
Verify (debit)
Conversion spread
Bitget Card
Fold Card
Rewards bought as BTC; spot pricing
Network
Bitget Card
Fold Card
Visa
Apple / Google Pay
Bitget Card
Fold Card
Yes
Region availability
Bitget Card
Global ex-restricted
Fold Card
United States only
KYC level
Bitget Card
required
Fold Card
| Feature | Bitget Card | Fold Card |
|---|---|---|
| Effective rewards | 1.5% back in BTC on credit card; +0.5% for paying balance in BTC; up to 4% on first $2k/month spend | |
| Reward asset | Bitcoin (sats) | |
| Staking tier | None (Fold+ paid tier boosts perks) | |
| Custody | Custodial | Custodial |
| Annual fee | No annual fee (credit card) | |
| FX fee | Verify | |
| ATM fee | Verify (debit) | |
| Conversion spread | Rewards bought as BTC; spot pricing | |
| Network | Visa | |
| Apple / Google Pay | Yes | |
| Region availability | Global ex-restricted | United States only |
| KYC level | required |
Pros & cons
Fold Card
Pros
- Earn Bitcoin on everyday spending
- Simple custodial setup, no private key management
- Works wherever Visa is accepted
- Potential for promotional bonus rewards
Cons
- Custodial risk: you do not control your Bitcoin
- Reward rates may vary and can be low
- Fees may apply for certain transactions
Bitget Card
Bitget Card is a crypto card that allows you to spend your cryptocurrency at millions of merchants worldwide. It is a custodial product, meaning Bitget holds your funds for you.
Fold Card
Fold Card is a crypto rewards card that lets you earn Bitcoin back on everyday spending. It is a custodial product designed for users who want to accumulate Bitcoin without actively trading.
Risk warning: Cryptocurrency is a volatile, high-risk asset class. Prices can fall as well as rise, and you could lose some or all of the money you put in. Custodial providers carry counterparty risk; self-custody puts key security entirely on you. This page is general information, not financial advice.
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