FBC Bank review
Updated September 28, 2026 · HodlCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
FBC Bank suits readers in Zimbabwe who want a plain bank card for everyday spending rather than a multi-currency or crypto setup. The card is debit and runs on mastercard, but the monthly fee of $5 puts real cost between it and cheaper listings on the site.
Key facts
- Best for
- A single bank debit card for everyday spending from an FBC Bank balance.
- Monthly fee
- $5↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Official website
- fbc.co.zw
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- The card is debit, so spending draws straight from the bank balance with no separate card balance to fund.
- It runs on mastercard, the network behind 38.9% of the card listings on the site.
Cons
- A monthly fee of $5 applies, where Monzo Flex and Wise charge £0 and £0.
- The fee sits well above the median monthly fee of €0 across the cards on the site, and ranks 343 out of 379 listings on cost.
- The card is debit rather than a crypto card, so crypto balances play no part in the account.
Who it suits
- Readers in Zimbabwe who bank with FBC Bank and want a debit card tied to their existing balance.
- People who want mastercard acceptance for everyday spending and will accept a monthly fee of $5.
Who should look elsewhere
- Anyone who wants no recurring charge: Monzo Flex, Wise and Bitpanda list monthly fees of £0, £0 and €0.
- Buyers after a crypto card, who would be better served by Bitpanda than by a bank debit card.
How FBC Bank compares





Its monthly fee is €0, and it sits in the crypto card category rather than bank-issued debit cards.












Frequently asked questions
How much does FBC Bank charge each month for the card?+
The account carries a monthly fee of $5. For comparison, Monzo Flex, Wise and Bitpanda list monthly fees of £0, £0 and €0. On cost alone, FBC Bank sits above the rest of the options listed here.
Is the FBC Bank card debit or prepaid?+
It is a debit card, which is the most common type in the listings here at 73.4%. Spending draws on the money in your FBC Bank account rather than a separate card balance, so there is no separate card top-up to manage.
Which card network does FBC Bank use?+
The card runs on mastercard, so it is accepted wherever cards on that network are taken at a shop or an ATM. On the listings here, 38.9% of cards sit on it, which makes it a common choice across the site.
How does the monthly fee compare with the other cards here?+
FBC Bank's monthly fee of $5 sits well above the median of €0 across the cards on the site. It ranks 343 out of 379 listings on this measure, so the fee sits among the costliest here.
Who is the FBC Bank account for?+
It fits readers who bank with FBC Bank in Zimbabwe and want a single debit card tied to that balance rather than a multi-currency or crypto account. The trade-off is the monthly fee of $5, which the free alternatives here do not charge.
Is FBC Bank cheaper than Monzo Flex, Wise or Bitpanda?+
No. Its monthly fee is $5, while Monzo Flex charges £0, Wise £0 and Bitpanda €0. On the monthly fee line alone, FBC Bank is the costly option, and the card stays a debit rather than a crypto card.
Is FBC Bank a crypto card?+
No. This is a debit card issued by a bank rather than a crypto card, and it draws on the bank balance instead of a crypto balance. Readers shopping for a card tied to crypto accounts are better served by Bitpanda, listed here as an alternative.
Sources
- finextra.com/pressarticle/40677/fbc-bank-zimbabwe-selects... checked September 26, 2026
Backs: Card type
“FBC Bank will be the first domestic bank to issue MasterCard debit and prepaid card in Zimbabwe”
- techzim.co.zw/2011/08/fbc-bank-introduces-mastercard-prep... checked September 26, 2026
Backs: Card network
“FBC Bank introduces MasterCard Prepaid services”
- zimbabwesituation.com/news/concern-over-steep-banking-costs checked September 26, 2026
Backs: Monthly fee
“FBC Bank: US$5 (ZWG90) - Monthly maintenance fees, individual accounts”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.